Hello and welcome to Malicious Life. My name is Nate Nelson. I'm Senior producer on our show.

I'd like to introduce you guys to a new segment Nate Nelson, I'm Senior Producer on our show.

I'd like to introduce you guys to a new segment of our podcast

that we're calling B-Sides.

Many of you have been asking for more security context

to the stories we hear on malicious life.

So each B-Sides episode will bring you an expert

or a number of experts to talk in more technical detail

and provide some modern context to the stories that you're hearing.

Think of it as a sort of behind the lyrics of our podcast.

This week, I talk to experts about Gozzi,

the malware that ushered in crime where as a service

developed by a Russian teenager in 2006.

With me were a meat surper and Sam curry.

My name is Sam curry.

I'm the chief security officer for cyber reason. My name is Amete Serper.

I've worked for the Israeli government for many years and for the past five years I've been working

at Cyber Reason. at Cybreezein. All right, mate.

My first question is about banking malware.

Today it's highly sophisticated.

It can replicate your bank's website and replicate essentially the entire user experience. Has it always been this sophisticated? How has it changed over the years?

So banking malware has been... the system itself became. So at the beginning banking websites used to be fairly simple and they were there

...