This episode is sponsored by Monzo, which I'm happy to tell you about as I have actual real life personal and business Monzo accounts.

I absolutely love the Monzo app.

The first step to worrying less about finances is being in full control.

Monzo helps you do that.

You can lock pots to help you stop dipping into savings,

and you can even hide pots on yourself,

so there's no temptation to withdraw money earlier.

The whole app is personalized with images, titles, and emojies making money feel fun.

Huh, well I'll be doing that right away.

Oh, there's also the Manzoed Me feature that takes the

awkwardness out of chasing friends to pay you back. You just send them a link. Or be like me and

never lend the money in the first place. I use Monzo. I love it and so will you.

Money never felt like Monzo. Download your new favorite bank, UK residents only,

terms and conditions apply. This episode of Telling Everybody Everything

is brought to you by Phillips Lumea, IPL hair removal devices giving you 12 months of

hair-free smooth skin. For me getting ready as a process I go through to look and feel my best

which is exactly what the Phillips Lumea is made for. If you're someone who

chooses to remove their body hair like me, then Lumea can help you to feel free and confident in your own skin.

As much as many of us enjoy it, there are some aspects of getting ready we could probably

all do without, such as short-term hair removal.

I didn't have access to luxury aesthetic products as a teen and say what you want about

body hair.

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