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The Ramsey Show Highlights

Go Into Debt to Get a Raise at Work?

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Business, Investing

4.5838 Ratings

🗓️ 3 May 2026

⏱️ 8 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.0

I'm basically a subcontractor working for a company. I have to be doing a lot of driving, need a personal vehicle.

0:14.0

Right now my boss is lending me one of his. I currently have a broken down truck that needs an engine probably around a $5,000 fix.

0:22.6

If I get that fixed, my boss will give me the equivalent of a 20 to 33% raise across the board on my job.

0:31.6

The question is whether or not to take out a loan to do that.

0:34.2

And then since right now, the income that I'm getting fixed pretty good um so I can

0:40.9

literally what are you doing right what's that what do you do for a living I'm a clean clean swimming pools

0:47.3

okay all right and so a 5,000 or a 6,000 dollar truck will get the job done as long as it runs and gets you there, right?

0:57.2

Well, so I currently have a vehicle that is broken down.

1:00.7

It needs an engine.

1:01.4

I know.

1:01.7

You told me that.

1:02.4

I don't want to fix it.

1:03.4

It's crap.

1:04.4

I'd rather just buy one that's already running.

1:07.2

Okay.

1:07.9

So what can you sell that piece of crap for, that salvage? A thousand bucks?

1:11.6

$1,500?

1:12.6

Not quite sure.

1:13.6

I haven't priced that yet.

1:15.6

Yeah, okay.

1:16.6

What kind of year model and what truck is that that's sitting with no engine?

...

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