There are some things you should always check, like the hygiene rating on your local takeaway,

the setting on your razor, and whether the party actually is fancy dress.

The other thing you should check is your Experian credit report, especially if you're looking to borrow money.

It lets you understand what lenders see, so you can increase your chances of getting the best deals.

It's dead easy to check it and completely free.

See it in seconds. Download the Experian app today.

From ABC News headquarters in New York City, this is GMA3.

We begin with big changes on the first day of school for New York City

students. Cell phones are now banned throughout the day in the nation's largest school system.

And what you've been following this story, which by the way, I think is a great idea. Yes, absolutely.

And this is happening across the country. This bell-to-bell cell phone ban means that once kids arrive on campus,

that phone needs to be turned off and put away. And New York is just the latest among dozens of

states across the country, trying to crack down on devices in the classroom. New York City,

the largest school district in the country, returning to class today under a new statewide cell phone

ban. The new restrictions going farther than many previous bands, also applying to tablets,

smart watches, or any internet-enabled devices.

I think we should have our phones, but at least we're not like going to take it away from us.

At least we have it.

Just outside the city at Roosevelt High School in Yonkers,

students were issued special pouches,

personalized to allow them to keep their devices with them, but locked and sealed until they're

demagnetized at the end of the day.

...