Ghost Enrollees Haunt Obamacare as $10 Billion Fraud Crisis Erupts
The Ben Ferguson Podcast
iHeartPodcasts
4.8 • 5.4K Ratings
🗓️ 4 July 2026
⏱️ 14 minutes
🔗️ Recording | Apple Podcasts | RSS
🧾️ Download transcript
Summary
1. Scale of Fraud
- Over 1 million ACA enrollees allegedly have no Social Security number on file
- ~$10 billion per year in taxpayer losses due to fraud or improper enrollment
- 3 million fraudulent enrollments reportedly already removed
- Up to 6–7 million questionable enrollments potentially under investigation
2. Types of Fraud
-
Missing identity verification
- Enrollment without Social Security numbers
-
Phantom enrollments
- People enrolled without their knowledge
-
Stolen or fake identities
- Applications submitted using fabricated or stolen information
-
Income misrepresentation
- Inflated or false income data to qualify for larger subsidies
-
Duplicate enrollments
- Individuals enrolled multiple times
-
Agent/broker misconduct
- Insurance agents allegedly enrolling people fraudulently to receive commissions
3. Explanation for Why It Happened
- Safeguards and verification systems were weakened intentionally
- Fraud was enabled or tolerated due to political motives
- Growth in ACA enrollment (from ~10 million to ~22 million) is partly due to loosened rules rather than legitimate demand
4. Government Response
- Reinstating verification requirements
- Investigating fraudulent brokers
- Canceling improper policies
- Attempting to recover lost funds
- Preventing future fraud ahead of enrollment periods
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Transcript
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| 0:00.0 | This is an I-Heart podcast. |
| 0:02.6 | Guaranteed Human. I guess I have to accept. It's the Supreme Court. I'll accept. I think it's very bad for our nation. We're the only nation that does it. No other nation does that birthright citizenship. No, it's not even close. Some did it at the end. It's tremendously destructive. It's extremely costly. I don't know. It's up to them. But in terms of for the good of the country, it'd tremendously destructive. It's extremely costly. |
| 0:21.3 | I don't know. |
| 0:22.1 | It's up to them. |
| 0:27.6 | But in terms of for the good of the country, it would be great if they didn't allow it, |
| 0:28.5 | it would be great. |
| 0:30.0 | But I can't tell you. |
| 0:34.0 | You're listening to the 47 morning update with Ben Ferguson. |
| 0:35.3 | Happy 4th of July. |
| 0:40.2 | It's so nice to have you with us on the 47 morning update and we've got one big story for you. |
| 0:41.2 | Plagued with fraud, that is how RFK Jr. |
| 0:44.8 | And Dr. Oz say what happened to Obamacare and how much money it's taking from your tax |
| 0:50.3 | dollars. |
| 0:51.6 | With more than one million people apparently getting Obamacare without even having |
| 0:56.5 | Social Security numbers. So how did this happen? Democrats allowed it on purpose. And we explain it |
| 1:03.6 | to you. It's the 47 morning update and it starts right now. Story number one. One of the biggest |
| 1:09.3 | stories happening in Washington right now isn't getting nearly the |
| 1:12.9 | attention that it deserves because if the numbers being released by the Trump administration |
| 1:18.1 | are holding up the way that it looks like, we're talking about billions of taxpayer dollars. |
| 1:25.1 | And what officials describe is one of the largest government fraud |
| 1:28.3 | problems in recent history. |
| 1:30.9 | This past weekend, Health and Human Services Secretary, RFK Jr. |
... |
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