You're about to listen to a BBC podcast, but this is about something else you might enjoy.

My name's Katie Lecky and I'm an assistant commissioner for on demand music on BBC Sounds.

The BBC has an incredible musical heritage and culture and as a music lover, I love being part of that.

With music on sounds, we offer collections and mixes for everything, from workouts to

helping you nod off, boogie in your kitchen, or even just a moment of calm. And they're all

put together by people who know their stuff. So if you want some expertly curated music in your

life, check out BBC Sounds.

BBC Sounds, music, radio, podcasts. Hello, welcome to this Moneybox podcast.

The man in charge of tackling fraud at Her Majesty's Revenue and Customs

tells me how much criminals have stolen from the furlough scheme.

What happens to drivers whose car is parked on the street but can't afford to

get it taxed or MOT'd? The listener who asked his insurer a question and it charged him

£350 and the joy of contract law, a barrister explains. But first, if you're feeling

short of money, there could be £100 or more sitting

in your electricity or gas account. Millions of households have credit balances in them. And one

recent estimate put the amount sitting there at £1.7 billion. So can you get it back? Moneybox

reporter Ben Carter's here, Ben, a lot of people, a lot of credit. Why? Well, simply put

Paul, most of us pay for our energy by direct debit and while the direct debit amounts stay the

same each month, our consumption doesn't. People use less energy in the spring and summer. And as a

result, credits often build up leading into the autumn and winter. And of course, having a credit

balance for the winter can help people, can't it? They use more energy, may not have the money to cover the additional cost. That's right,

but it is, of course, dependent on your energy company surviving through the winter. 21 energy companies

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