Welcome to the Jill on Money Show. It's Tuesday, December 31st. Happy almost new year, everyone. I know that you're looking forward to it. We are as well. But with just one day to go, I want to remind you that any sort of tax loss harvesting year-in calendar events that you are trying to execute. Get them done right now.

Get it done early so you don't have to think about it later. For everyone else, you've probably

have already done your tax loss harvesting. That's great. But you might have some questions

that are bubbling up. You might need some guidance. Maybe you need some help drafting those

resolutions, which you know I hate. But anyway, maybe you need some help thinking about your planning and your priorities.

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Click the contact us button, write us that note.

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Say you might as well sign up today. Doesn't that make more sense? I think so. All right, let's get the

program started. Listener Alex from Virginia will be our last interaction with a listener for 2024.

So I had a few questions. I've been trying to get my financial life in order. I'm kind of a person that sort of just avoids finances, but I don't spend a lot. So I think I'm in somewhat healthy condition, even though I haven't been paying a lot of attention to it. And now I'm trying to get better at it. Okay. So tell us about yourself. How old are you, Alex? Sure. I'm 37 years old,

and I'm single, and I don't have any kids. You work right now? Yes, I'm a prosecutor.

Oh, we know because everyone watches law and order and knows exactly what a prosecutor does. How much

do you earn as a prosecutor? Eighty-seven 300 a year. Okay. And do you have a retirement plan?

Yes. I've got this very confusing hybrid plan. It's like, I guess part of it's like a pension

and then the other part is savings in a 457.

Okay, so tell me about the pension.

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