Getting a French Mortgage as Americans and Buying an Apartment in Nice Sight Unseen
Join Us in France Travel Podcast
Annie Sargent
4.8 • 1.1K Ratings
🗓️ 24 May 2026
⏱️ 65 minutes
🧾️ Download transcript
Summary
Antoine and Annie Ksadzhikyan bought an apartment in Nice, France, without ever seeing it in person. They did it from Los Angeles, over FaceTime, and they have zero regrets. Annie Sargent talks with them about finding the right neighborhood, making an offer in two hours, and securing a French mortgage as Americans — no small feat. You'll also hear what daily life looks like when you split your time between LA and the Côte d'Azur. In the magazine segment, Annie shares hard-won tips from a two-week road trip through France on making the most of your time as a visitor. Hit play. Then subscribe so you never miss an episode.
Table of Contents for this Episode
Transcript
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| 0:00.0 | This is Join us in France, episode 599, 59. Bonjour, I'm Annie Sargent, and join us in France, episode 599.59. |
| 0:22.4 | Bonjour, I'm Annie Sargent, and join us in France is the podcast where we take a conversational journey through the beauty, culture, and flavors of France. |
| 0:30.8 | Today, I bring you a conversation with Antoine and Annie, a couple from Los Angeles, who bought an apartment in Nice, France, sight unseen during the pandemic, and never looked back. |
| 0:44.3 | We talked about navigating French real estate from across the Atlantic, what French banks actually care about, life split between L.A. and the Riviera, and why |
| 0:56.8 | Nice keeps winning them over. Before we start, this show runs on listener support. If you want |
| 1:03.7 | to work with me directly, I do itinerary consuls, voice map tours of Paris, and day trips |
| 1:10.8 | around the southwest of France in my electric car. |
| 1:13.8 | Everything is at join us in France.com for a slash boutique. |
| 1:17.6 | And if you shop on Amazon anyway, starting at join us in France.com for a slash Amazon |
| 1:22.7 | costs you nothing but helps the show. |
| 1:26.0 | For the magazine part of the podcast, after my chat with Antoine and Annie, |
| 1:30.9 | I'll discuss some thoughts about my recent car trip through France, |
| 1:35.4 | starting in Toulouse and ending in Mets and stopping in many cities and towns in between. |
| 1:41.9 | The question I'll address is how do you optimize your time when visiting France? |
| 1:58.4 | Bonjour, Antoine and Annie, and welcome to join us in France. |
| 2:02.2 | Bonjour. |
| 2:03.0 | Hello, Andy. |
| 2:03.7 | Thank you. |
| 2:04.6 | Wonderful to have you. |
| 2:06.2 | So we have been talking about doing this episode for a while because you have quite the story, okay? |
| 2:11.9 | You bought an apartment in France, sight and seen. |
| 2:17.4 | I love it. Let's start with that. I don't know which one. in France, sight and scene. |
... |
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