The Big Picture Retirement Show does not provide tax, legal, or financial advice.

Listeners are encouraged to seek out their own advisors in these areas.

Hey, everyone.

Welcome to The Big Picture Retirement Show.

I'm your host, Devin.

Join today by my co-host, John Ross.

Howdy.

So, John, retirement decisions, retirement decisions.

There's a lot of them to make.

There can be.

When you're getting close to putting all of that data on paper and trying to figure out what your best options are.

That's true, unless you're broke.

It's pretty easy at that point, right?

Or if all you have is Social Security. I have people that tell me that. They're like, Devin, all I have is Social Security, what age should I file? Well, when do you plan to retire that age? That's the age you should file. Right. That's the point. Yeah. People will ask me, they'll say, John, when, when should somebody look at doing some estate planning? And I'll say, well, if you're single, have no children, and broke, then you don't need anything. That's right. You're good. Who cares at that point, right? Right. Yeah. So one of the things that I've, a question that's been coming in, a lot has been on pensions.

So, you know, over the last.

You're talking about like good old fashioned pensions?

The old fashioned pensions.

Yeah.

So over the last 40 years, we've certainly seen pensions decline in terms of how often they are being offered to new employees.

Right.

But the batch of people who are retiring today, many of them still have a pension.

I'd say that out of all of the retirement plans we do, a good 40% have some sort of pension.

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