Get Out of the Cycle of Debt and Choose Peace Instead

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 5 December 2024

⏱️ 85 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Dr. John Delony answer your questions and discuss: "How do I handle a defaulted loan?" "Should I buy a house while my husband is in prison?" "I make $73k/year but still feel broke," "Should I buy a car to get better gas mileage?" "My step-sister wants me to share my inheritance" "Should I help my boyfriend pay off debt?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💤 Visit Helix Sleep for special offers! 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💵 Start your free budget today. Download the EveryDollar app! 🎁 Cyber Monday Extended Deals as low as $8 🏠 Get organized and prepared to buy or sell a home. 🎄 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Hey, you guys, Cyber Monday deals are here.
0:02.9	So shop meaningful Christmas gifts that won't bust your budget right now at ramsysolutions.com slash store.
0:43.1	Thank you. Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love, and create actual amazing relationships.
0:49.6	Dr. John Deloney, Ph.D. in Counseling, number one bestselling author and host to the Dr. John Deloney Show on the Remsey Networks. He's my co-host today. Open phones here at AAA 825-5-2-2-25. Well, it's official. Now we get to start saying
0:57.7	Merry Christmas, right? I mean, some people start just before Halloween, and then others start
1:03.3	right after Labor Day. But I think we're close enough now we can officially say Merry Christmas.
1:08.2	It was the day after Thanksgiving. My son and I were going hunting.
1:11.3	It was 4 a.m.
1:12.7	And every channel had Christmas music on it.
1:15.2	And I was half asleep.
1:16.3	And I said, I can't take this.
1:17.4	And he said, Dad, in his half-asleepness, it's the happiest time of year, isn't it?
1:23.1	It's too early for Christmas music.
1:25.8	Too early.
1:26.7	The sun's Not even up.
1:28.0	Todd's in Boston Mass.
1:29.4	Hey, Todd, welcome to the Ramsey Show.
1:32.0	Hey, Dave. Thanks for having me.
1:33.3	I really appreciate it.
1:34.4	Sure.
1:34.8	How can we help?
1:36.7	So I just learned of you a few days ago.
	...

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