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The Stacking Benjamins Show

Geopolitical Risk Is Spiking. Here's Why You Should Do Nothing. (SB1828)

The Stacking Benjamins Show

Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP

Personal Finance, Financial Planning, Education, Retirement, Investing, Cfp, Business, Money

4.42K Ratings

🗓️ 13 April 2026

⏱️ 53 minutes

🧾️ Download transcript

Summary

Oil prices up. Tariffs in the headlines. Markets bouncing. Your phone serving you a fresh reason to panic every 10 seconds. This week Joe Saul-Sehy and OG break down why everything you're feeling right now is normal, why acting on it is the mistake, and how to think about your portfolio when the world feels like it's on fire. Plus CFP Anna Allem joins OG for the basics segment, walking through the three-bucket investing framework that makes it easier to ignore the noise.

In this episode:

Why volatility is the price of admission, not a warning sign, how the news business and your investing strategy are working against each other, why a broadening market is actually a healthy sign, and the foundation, bridge, engine framework for goals-based investing.

Biggest takeaways:

In a normal year the market drops 14% from its high watermark at some point during that year. Then it recovers. That's not a crisis. That's Tuesday.

The media's job is to keep you on the platform. Your job is to stay in the market. Those two goals are not compatible.

When you tie your money to a specific goal with a specific timeline, the day-to-day noise becomes almost irrelevant. Know which bucket your money is in and why.

Resources mentioned:


Enjoy!

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Transcript

Click on a timestamp to play from that location

0:00.0

Well, gentlemen, massive congratulations are in order because some team OG that's affiliated with

0:06.9

the school that you went to and Doug, where a son of yours went, just won the national championship.

0:12.7

More importantly, where giant bags of money of mine went.

0:17.3

Does that help you recoup some of it, like a little feeling of joy that goes against the money?

0:22.5

Yeah. When Dusty May showed up, the basketball program had about 500K in NIL money. And in a year,

0:30.4

he had 10 million to buy this team. I feel like part of my bags of money went to buy the team.

0:36.3

So, Yaxel, you owe me, man. I do think, oh, gee, we should turn this into a university now so we get some of that sweet NIL money. I could have told you that Michigan was going to win because it also potentially cost me money because when they won the national championship in football, my kid was a senior. And it was like, oh, or he's a junior. And he's like, oh, I'm definitely

0:55.2

applying to Michigan now. How to state school? And so now William is a junior. And he's like,

1:01.6

actually, you know what? That does look like a cool place to go. Look at how cool that was at Chrysler,

1:07.2

Dad. Like they were just really like, I could get behind that so that $150

1:11.3

admission application fee or however much it cost to apply that's part of your contribution

1:16.9

yeah that's not the big worry the big worry isn't the $50 oh the big worry is to 75,000 on the

1:22.7

back end of them saying yes to the $50 so something I can say yes to besides once in my lifetime saying go blue. Oh God. Did I say that out loud? Yeah. But it was great. It was great. And it's a guy who. It was a terrible basketball game, though. I felt it's really kind of lumpy and chunky. It was messy. A lot of fouls. And every time that Yukon would get something

1:45.0

started, man, Dusty May and company to their credit, Michigan would just shut it down every time.

1:50.0

But it was just frantic the whole time like our show. Yes. And you know, like somebody else,

1:56.7

OG, the men and women serving in our military who are working their butts off right now,

2:02.4

double time, triple time. I hope some of them got to watch the national championship game

2:05.7

if they like sports. So I think while we salute the big blue in Ann Arbor, we also have to salute

2:12.4

the men and women who are serving our country right now. Thank you so much for all you do,

2:19.1

for the overtime you're working right now, for all the hard work you're doing. On behalf of the men and women

2:24.1

at Mom's Basement, Macon, podcast, and the men and women around the world who you're protecting.

2:30.0

Here's to you.

...

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