When's the last time you had a Coney Island hot dog, Owen?

Well, that's a little bit of a trick question, because we have Coney Islands in Detroit,

and we call them a Coney Island, and it's a chili dog made with a Mediterranean-style chili.

And so there's a whole class of restaurants that people around here refer to as Coney Islands,

where you walk in, and they're usually moderately Greek places that serve chili dogs.

And they're awesome when you taste them.

They are not awesome when you taste them again three hours later. Yeah. Yeah. I'm heading,

as soon as we, I was just telling Owen, as soon as we finish a podcast, me and the lovely Mrs. White are heading to the Big Apple and we're going to go see Anzel

Washington is on Broadway. So that should be. Wow. Yeah, that should be fun. And I can't remember

the other guy's name. His first name is Jake. Real handsome guy played in one of my favorite movies called Source Code.

And I can't remember the, I can't remember his name.

But anyway, if you saw him, you go, oh, how cool is that that both these guys are going to be

on Broadway?

But that's not what we're talking about.

Well, kind of.

So that's my future here for the next four days.

And what I thought would talk for a little bit is like the future of the industry,

because there's a lot of changes both in regulation, right?

We got that.

He is, let's say, on the ropes, probably at best on the ropes.

We have all the technology and AI and like kind of where all this stuff going. So I thought we'd

talk a little bit about like where's the industry heading to. And I think I think the number one question I hear loan officers asking me is what role do you

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