Welcome to the Jill on Money Show. It's Monday, February 23rd, and we are here answering your financial questions. Mark and I are both certified financial planners. And you know what? This is like the best part of what we do. We love having you come on the show with us. We love getting all the emails from you.

It's just, it's great. And your stories are wonderful and we really appreciate everyone who comes on

and shares and exposes themselves. So we really do appreciate that. Just a few things to note.

This is the week where we are hosting our Ed Slot webinar. And that is a part of our Jill on Money

live subscription service. So remember, if you want to join us to hear Ed Slot, CPA, IRA expert,

Roth IRA expert, if you want to be part of the webinar, you have to subscribe to Jill on Money Live

$45 for the next 12 months.

So that'll get you this week's Ed Slot webinar, three more.

There's bonus content.

There's back catalog of all of our webinars.

Everything is behind the paywall.

All cool.

Now, if you don't really care about joining live and you just want to be able to

observe the webinar after it has occurred, you can pay $15 to get that webinar. So just to be

clear, one you get to join live, the other one, a little delay. It may be okay for you. Whatever.

It's all good. So just find that at jillunmoney.com.

Today, we are joined by listener Annie, who listens to us in the fabulous Bay Area.

In the Bay Area, while we are going through a biting cold snap on the East Coast,

what's going on in the Bay Area?

It's a little foggy, but we're expecting some warm, 70degree tymphs, so hop on the plane and come on out.

If only I could get on a plane so easily. God only knows, right? Jeez. Okay. So tell us what brings you to us.

So I am a full-time care provider for my parents, and I'm starting to have some angst about looking at their longevity and worrying about my longevity and having funds to be able to not become a

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