You got problems that you ought to be concerned with.

You don't know how you're supposed to earn it or what to do with it or how to keep it.

You're a freak with a dark shameful secret.

But you're not the only one.

Keeps your hidden financial fears with a blast of sun.

Now your healing has begun.

It's bad with what he with gave S done.

Hello and welcome to Bad with Money, a show about finances and feelings where we don't talk down to you. I'm very excited because this is a topic we have not covered at all yet.

So do you guys, the Frugal Friends podcast,

want to each introduce yourselves, starting with Jill maybe?

Yeah, hey, nice to be here.

Thanks for having us, Gabe.

My name is Jill. I'm the co-host of the Frugal Friends podcast alongside Jen and my background is in social work and mental health and coming from not having made a lot of money in my life.

I had to be as efficient and good stewarding of my finances as possible, but through the help of

Jen and our Frugal Friends community I have learned to adopt a

fruical mindset that is just the good stewarding of resources instead of a scarcity mindset

and that's just a little bit about me.

Yeah, we're going to get into that and Jen.

Yeah, my name is Jen Smith and I paid off $78,000 of debt with my husband in two years and that was extreme and I came out of it with a bit of a debt payoff hangover.

So I started Frugal Friends with Jill. with a bit of a debt payoff hangover.

So I started Frugal friends with Jill

to help people figure out, A, how to save money,

...