This is the BBC.

Thank you for downloading from our home correspondent.

I'm Michelle Hussein.

Our pieces this time include a 1,500-year-old saint on a sand dune in Cornwall.

Why a sports journalist is finding himself wondering about pride in an English sense of fair play

and whether it might have been lost for good. We're thinking about the forthcoming abolition of

tolls on the River's Seven Crossings and how they might change Welsh border country. And the

geography lessons sparked by a humble kitchen worktop.

First, to the west of Scotland and the picturesque town of Invereri on the western shore of Loch Fein.

Its castle is the ancestral seat of the Dukes of Argyle, and the tourism and activities it promotes, along with other businesses,

underpin the local economy. But one long-standing anchor of the main street, the remaining bank

branch, is now under threat. Previous bank closures across Scotland went through without too much

fuss.

But Douglas Fraser, BBC Scotland's Business and Economy Editor,

has been thinking about the effect on a town and its people.

Donald Clark is off to France soon.

From there, broadband enabled him to keep an eye on business back home. He's the fifth generation

of Clarks in 160 years owning and running the George Hotel on the main street of Inverere. He

tells me this here in France he's going to keep an eye on business across the road at the Royal Bank

of Scotland. That's because he's one of the main figures fighting to stop the closure

of the Banks' village branch. The George Hotel and the Clark Dynastay have banked with it for

more than a century. He reckons local businesses, including hotels, the Loch Fine Oyster Bar,

...