When life gets you down, it's easy to fall into a death spiral of negativity. The harder choice? Figuring out how adversity makes you stronger and picking yourself back up for another round. Twila True was born into the Lakota tribe, in the poorest county in the United States. From a young age, she knew she wanted to find her own way and not rely on another person for financial stability. Today she'll share how she pulled herself out of the cycle of poverty, and into ownership of multiple successful businesses. Both Entrepreneur and Success magazine have honored her with top honors in 2022, and now she'll walk through the steps she took. Target date funds are back in the news. In our headline segment, we're talking about another lawsuit over excessive fees in investment accounts. We tell you what happened, what you can do to protect your accounts from excessive fees, and why we don't love target date funds. We'll also throw out the Haven Life line to Nick who has a question about wash sales. And Doug will share his trivia. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices