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BiggerPockets Money Podcast

From Making $28,000/Year to FI in 5 YEARS

BiggerPockets Money Podcast

BiggerPockets

Investing, Education, Business

4.62.9K Ratings

🗓️ 31 October 2025

⏱️ 59 minutes

🧾️ Download transcript

Summary

One rental property changed everything. Deandra was drowning—working multiple jobs, crushed by student debt, teaching full-time with no end in sight. Then she bought her first property with just $4,000, and within four years, she walked away from teaching forever. Today, Deandra reveals the exact strategy she used to go from broke teacher to financially independent real estate investor. You'll hear how she leveraged house hacking to buy her first two-bedroom townhouse, scaled into multi-family properties, and discovered an overlooked rental strategy that produces killer returns while most investors ignore it. The best part? She's proof you don't need a massive down payment or a high income to start. If you've been waiting for the "perfect time" to invest in real estate, this episode will show you how to take action with whatever you have right now. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

What if I told you that $4,000 and one property could change your entire life?

0:05.8

DeAndre McDonald went from working multiple jobs with zero free time to achieving financial independence and leaving her W2 in just four years.

0:14.1

Today she's breaking down exactly how she did it and why the strategy she used is still wide open for anyone willing to take action.

0:27.0

Hello, hello, hello, hello, and welcome to the Bigger Pockets Money podcast. My name is Mindy Jensen,

0:31.6

and with me as always is my has more than one rental co-host, Scott Trench.

0:36.2

Thanks, Minnie, great to be here, and I know that you and I both have more than one rental co-host, Scott Trench. Thanks. It's been great to be here.

0:42.2

And I know that you and I both have more than one tenant, multiple tenants,

0:43.9

to personal finance.

0:44.6

All right.

0:49.3

We are so excited to be joined by DeAndra, a teacher turned full-time real estate investor.

0:57.1

We're going to be breaking it down today in terms of just how she broke out of that position and built a empire that she runs today. DeAndra, welcome to the Bigger Pockets Money podcast. Thank you so much.

1:03.0

I'm really excited to talk with you guys in particular because I don't think early retirement

1:07.8

is talked about enough sometimes with the Bigger Pockets kind of schema, neighborhood. I think it's a talked about enough, sometimes with the bigger pockets kind of

1:11.7

schema, neighborhood. I think it's a lot about getting that next property, that first one.

1:16.1

And that's great. That's great. But specifically the, but if you don't want to keep working,

1:22.0

if you don't want to keep scaling, how do we get there? How do you sustain it? Very, very excited.

1:26.4

So you're the first person to

1:27.9

accuse us of not talking enough about really on that. So we're looking for, we're looking forward

1:34.2

to chatting about that. So I know that real estate has been a big driver, sneak peek. I know that you

1:38.9

started out from a really tough situation. But today, we want to dive less into the real estate

1:43.1

specific journey. We do want to hear about that. But more into where do this journey start? Where is your financial

1:48.6

situation like when you, in your words, in your view, began this journey to building wealth?

...

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