From Bartender to Mortgage Powerhouse | Nicole Perrone on The Mike Litton Experience
The Mike Litton Experience
Mike Litton
5.0 • 1.2K Ratings
🗓️ 29 August 2025
⏱️ 83 minutes
🧾️ Download transcript
Summary
How do you go from bartending in New Jersey and New York to becoming a rising leader in the mortgage industry? In this powerful episode of The Mike Litton Experience, Mike sits down with Nicole Perrone to unpack her inspiring journey of hustle, resilience, and transformation.
Nicole shares how her early experiences in bartending and car sales built the foundation for her sales and people skills — skills that later fueled her rapid growth in the mortgage world. From breaking into the industry at Wells Fargo to making bold pivots and finding long-term success at Cross Country Mortgage, Nicole’s story is a testament to grit, adaptability, and never backing down from a challenge.
Whether you’re an entrepreneur, professional, or someone chasing your next big step, Nicole’s journey will motivate you to start where you are, pivot when needed, and keep pushing forward.
Don’t forget to like, comment, and subscribe to The Mike Litton Experience for more powerful conversations with leaders, entrepreneurs, and change-makers.
Transcript
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| 0:00.0 | I actually was bartending with some of my high school teachers in the summer. But it was great. I would leave on a busy day with $600 in cash. And I thought to myself, like, wow, if I keep doing this for too long, I'm never going to leave because where do you go to make this money? But when I think back at my mindset, at that age, I always had this mindset. I was like, where can I go to get the biggest return on my time? But like at the time, I was never putting it all together. Long story short, end of the seminar, they're like, hey, whoever did great, we're going to offer you a position here in the car industry, in the automobile industry. And I was like, hmm, that's interesting. I'm like, how does how does this work? And I remember talking to my mom |
| 0:38.4 | and she was like, Nicole, you just got done with four years at an expensive college and you're going to go get into the car business. And I was so committed to mortgages that. And I still think, looking back, I do think that you got to get one thing really working well for you, you know, one thing that you've mastered. And then once you get |
| 0:54.9 | to that point where it has, hopefully you're, you're making a great living. And now you have this ability to say, okay, well, what am I going to do? I'm just going to take my money, throw it in 401k's in the stock market or buy real estate. Or, you know, am I going to invest in something is way more tangible, something that I can control. |
| 0:51.9 | I think that, you know, we hit these |
| 0:53.9 | pivot points in our life where we are forced to make decisions. And I fundamentally feel like the longer you take to make a decision sometimes, you know, the, the worse off you can be, kind of sit in this place where you're in turmoil. Like, I don't know what I should do. |
| 1:28.3 | I'm not happy where I am. This isn't working for me. Did you know there's a technology that's |
| 1:33.1 | actually an app on your phone that uses sound waves to tell your brain what you want your brain to do? |
| 1:38.8 | We had a young man that was a guest on our podcast, the Michael Litton experience, who had a traumatic |
| 1:43.9 | brain injury. |
| 1:44.8 | He was sleeping three hours a night. He's using Newcom now and he's sleeping more. Go to |
| 1:49.3 | Newcom.com.com, promo code Mike 15 promo code Mike 15 for an extra 15% off. Go today. |
| 1:57.6 | Welcome to the Mike Litton Experience podcast. Everyone has a story and our passion is to help them tell it. |
| 2:06.2 | Mike is passionate about being a father, a teacher, a realtor, an investor, and a leader. |
| 2:12.4 | And now, introducing the host of the Mike Litton experience, Mike Litton. |
| 2:19.0 | Nicole Perron, thank you so much for being our guest on the Mike Litton experience. |
| 2:24.5 | Like we talked about before we hit record, everybody has a story, and our passion is to help |
| 2:29.2 | them tell it. |
| 2:30.4 | So with your permission, we're going to start with where you were born, go up to today, |
| 2:53.0 | and we want to talk about the amazing things you're doing with cross-country mortgage. I also want to touch on what you're doing with your podcast, too. But thanks again for being here. Thanks for joining it. Thanks for having me. I'm really excited to be joining you. Mike, love your podcast and excited to share with your listeners. Appreciate it so where were you born i was born in new jersey in uh in new brunswick new jersey it's about uh maybe just about |
| 3:00.0 | a little less than an hour outside of manhattan okay that's where i grew up in in the beginning of |
| 3:05.9 | life and and that's where my journey began, yeah, right in New Jersey, East Coast. |
| 3:11.1 | So what was your favorite thing about growing up there? |
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