All right, all right. Time to clean it up, baby. We got Aunt Janoka on the Action Academy podcast.

Guys, you started your company from millions of dollars of trust fund. You were just making

millions of dollars in your corporate jobs, right? It was all easy path, correct?

Not at all. Not at all. We started from the ground up, actually. We come from Brooklyn, New York, born and raised in the projects. And if people don't know what projects are, just housing authorities where they cramp a bunch of New York City families into these six. No, any city has projects. Not just New York City. Well, New York City is a little different.

That's where we come from born and raised, Brooklyn, New York, and the projects, man.

Yeah, man. And then walk us through where are we at today? And then we'll walk through a few of the

chapters of your story that took us there because right now you guys own a cleaning company.

Is that correct? Tell us about this

cleaning company. We own a cleaning company down here in Dallas, Texas for the past seven and a half

years. And we started it while we were trying to get out of debt. Now our cleaning company has done about

2.8 million and growing. And yeah, that's basically, we don't clean any homes. That's the biggest thing.

We don't go out and do the cleaning, but we do own a cleaning company. Oh, my gosh. I

freaking love that. So 2.8 million over the last seven years. That is insane for a cleaning company.

And there's so many different ways that a cleaning company can go wrong. I think only a handful of ways it can go right.

And you guys did it the handful of ways.

But before we get into that, let's go into your backstory here a bit because you guys did

something absolutely insane, which is paying off $114,000 in debt within 23 months.

And this is the story a lot of people can relate to that are listening to this at different financial levels. So walk us through this entire debt journey. What made you realize that how'd you get into the problem? How did you realize it? And then how did you start calling your way out of that hole to a degree? First thing I would say is I never identified it as a problem. That was the first thing. But then I did. Yeah, he identified it. I'm like, everybody has that. What's the rush? That's how we, that's how we get into the problem. Yeah. We live life and you'll pay it off eventually. That was my thought process behind it. But then I'll let him tell how we jumped into it. Yeah, for me, it was like, we got married and I started listening, I was like, we got, we put our finance together, like a good married couple.

That's what you're supposed to do. And I was like, wait, this is a lot of debt that we have here. And she was just, Junoco was just like, listen, everybody has debt. It's not a big problem. But around that time, I was also getting accustomed to financial literacy, social media. This is back in 2016, 2017, and I came across the OG Dave Ramsey.

And I started, I'm the type of person that finds something.

I go all in, Brian.

So I started consuming this content every single day, three hours of podcast from Uncle Dave every single day. And I said, Janoka, like, there are people who make less than us who live in more expensive cities than us and they were able to pay off this debt. So I said, if they could do it, we could do it. What do you think? And she was like, no. That's why I say to everything. I literally said, no. I was like, there's no reason why would we do this. And then he started, like he said, listening to his podcast and I would hear it in the morning. I'm like still sleeping in the shower. He's like playing this. I'm like, can you turn that off? And I'm hearing people say their debt freedom story and they're making way less than us, a lot more dead. I'm like, maybe we, I guess we could try this out. And that was the start of it.

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