Friendship Isn't A Financial Plan
Suze Orman's Women & Money (And Everyone Smart Enough To Listen)
Suze Orman Media
4.8 • 4.2K Ratings
🗓️ 7 December 2025
⏱️ 24 minutes
🧾️ Download transcript
Summary
This Suze School episode is packed with three very important lessons, starting with why one of the biggest mistakes you can make is basing financial decisions on friendship. Then, Suze explains the correct way to do tax-loss harvesting and what steps you need to take, regularly, to avoid financial scams and fraud.
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Transcript
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| 0:00.0 | Susie, is it really true? |
| 0:02.2 | Is what really true? |
| 0:03.4 | The Alliance certificates. |
| 0:05.3 | Oh, you mean the rate that they're offering? |
| 0:07.1 | Yes, unbelievable. |
| 0:08.7 | Yes, it's true. |
| 0:09.9 | And all of you need to take advantage of it currently. |
| 0:14.1 | If you go to my alliance.com, you can get a one-year certificate for 4.10% that's a lot higher than a one-year treasury, |
| 0:27.2 | especially if you live in a low state tax bracket for $75,000 or more. It is $4.15 APR. So if you leave all the money in there, that's what you get. So if you have |
| 0:42.9 | money at a bank, at a brokerage firm, anywhere that you want a great rate, I have to tell you, |
| 0:50.2 | go to myalliant.com now before it disappears. |
| 0:55.4 | I'm going, Susie. |
| 0:56.6 | I bet you are, KT. |
| 1:02.4 | December 7, 2025. |
| 1:09.6 | Welcome everybody to the Women and Money podcast, as well as everybody smart |
| 1:14.1 | enough to listen. And today is Susie School. So get out your Susie notebooks. And we're going to |
| 1:22.9 | start Susie School with a story. And the lesson of the story is this. Friendship isn't a financial plan. |
| 1:35.1 | Friendship isn't a financial plan. Okay? That's the lesson of this story. Are you ready? |
| 1:49.8 | So I'm telling you this story. Are you ready? So I'm telling you this story truthfully because I really think every one of you needs to hear this, especially, you know, women, we tend to do things we |
| 1:56.5 | don't want to do. We say yes when we want to say no. We think one thing yet we say another. |
| 2:02.7 | And I include myself in this, by the way. I've learned that lesson. Trust me. My new lesson is |
| 2:08.0 | don't say yes, Susie Ormond, when you want to say no. So if we're not careful, then this situation |
... |
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