This is an IHeart podcast.

Welcome to Hadamoney.

I'm Joel.

I'm Matt.

And today we're talking just in case planning, consumer cast systems and credit scores crashing.

Okay. That's right, buddy. This is our Friday flight, a little collection of some of the best headlines out there, the ones thatain to your personal finances we hope everyone has had a good week so far yeah it's been a good one for me

matt nice and lovely weather although still too hot i'm ready for real fall come on yeah real

fall let's uh let's pick it come soon let's protest can we can you protest that yeah why not

who listens you can protest anything yeah Yeah, that's true. Okay, so one thing I wanted to highlight a smart financial move my daughter made the other day. Just kind of like a small thing, but you're like, oh, man, they're learning, they're listening. Does she buy the dip? She bought the dip. Nice, Alma. No, she's not investing yet. I'm investing on her behalf in 5.29 plans, which might turn in the Roth dollar someday. We'll see. But no, what she did, this was a little shopping decision she made. She and my wife, Emily, they stopped by a vintage shop after school. There's a cool little vintage shop that's not too far as well. I know. Is it the when you run past? Yeah. I run past it. Yeah. All the time. I've actually never stepped foot in there, but they keep putting stuff out like out onto the curb and it keeps catching my eye and I'm like, I need to go check that out. I step in when I get tired of running. And then they're like, you're sweaty, get out of here. so she went in there and she saw an old cabbage patch doll and if you you don't know what a cabbage patch doll is, like old, look it up. Old school, like one of the OGs from the 80s. Yes. I'm assuming that's when they were initially. Oh, yeah. Birthed. Right. Yes. No, you can actually go, we went this spring back to the cabbage patch. What is they called? Nursery. General Hospital or whatever it is. Yeah. And we saw a cabbage patch doll get birthed from a tree. It's a weird experience. You're like, that's exactly how they do it. Yep, yep, just like that. That's how you were made, son. Well, I had one of these dolls when I was growing up.

Do you want to venture a guess as to what my Cabbage Patch doll's name was? You had an actual cabbage? I didn't. I thought they were mostly for the little girls. Some boys have them too, Matt. I really did. I didn't know that. Don't shame me. I thought the boy dolls were. I liked him. The my buddies.

You remember the my buddy?

That might have been after the camera?

I don't know.

Wherever I go, he goes. And then they came out with a kid sister the next year. Oh, that's right. Yeah. Kid sister. No, they have boy cabbage patch dolls. And then they've got all the accessories stuff. My cabbage patch dolls's name. Yeah, no clue. Dick Rubin. Okay. That's a great name for a name for a cabbage patch doll isn't it is he also like a hip-hop artist i think my mom still has is he a producer dick rubeb that's what that's what it sounds like for sure for sure he was a mogul multimedia mobile okay but so mine was named rick ross so back to my story i had a cabbage patchdoll this runs in the family it's this place in georgia

rural georgia you can go you can actually see the cabbage patch dolls but selma sees the vintage one

and she's like i want this nice and she's like you know what though i'm not sure how much i want

this i think it was twenty five dollars do i want it 25 dollars kind of pricey for an old doll

yeah it it is but i guess like the vintage ones actually go for more than the, and the new ones are actually kind of expensive. Like when we went to the spring, I was like, how much were they? I forget. They have different tiers, right? So some of them were like 50 bucks and some of them were more like 150 bucks. They got really expensive. Dang. 25 bucks actually seems reasonable based on what we saw. And so she was like, I'm going to actually, mom, can we come back tomorrow? I'm going to think it over. So she instituted the 24-hour rule to decide whether or not she actually wanted to spend 25 bucks on this doll. She did go back the next day. She bought it. She's glad she did it.

But that only confirms, I think, that she made the right move.

She waited it out to see.

And this is, I think, something more of us should be doing is saying, I want that thing, but how bad do I want it? I don't know. Let me sleep on it. And I'll think, I'll go back to that website or I'll go back to that store tomorrow.

And I realize that can be inconvenient sometimes, but it will, in all likelihood, prevent us from making some poor choices that we come to regret later on. Yep. I think that's awesome. I think, yeah, I totally agree. More of us should implement that, like a cool-down period where we just like step away from the item rethink our life choices.

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