Friday Flight - 401k Mullets, Crappy Coffee, & Bitcoin Bashing #1104
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 20 February 2026
⏱️ 42 minutes
🧾️ Download transcript
Summary
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like:
- 401k mullets and quarter-zips
- Don’t sleep on the solo 401k
- Crappy coffee
- Surveillance pricing
- 1.3 trillion in credit card debt
- High income earners are delinquent too
- Collections dos and don’ts
- Pets are family
- The going babysitting hourly rate
- Gray-shaped economy
- Gamble on anything and everything
- Bitcoin bashing
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Credit card perks: Check out our favorite credit cards that we use to maximize rewards and optimize our spending.
- Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group!
- Newsletter: Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
- Money Gears: knowing what to do with your money is crucial to your personal finance journey.
- MG7: and maybe you’re well on your way to financial independence but you’re looking for some financial reassurance, that’s when heading over to HowToMoney.com/Advisor and getting matched with a highly vetted financial advisor makes sense.
And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
See omnystudio.com/listener for privacy information.
Transcript
Click on a timestamp to play from that location
| 0:00.0 | This is an IHeart podcast. |
| 0:02.6 | Guaranteed Human. |
| 0:04.3 | Welcome to How to Money. |
| 0:05.7 | I'm Joel. |
| 0:06.6 | I'm Matt. |
| 0:07.6 | Today we're talking 401K Mullets, |
| 0:10.1 | crappy coffee, and Bitcoin bashing. |
| 0:34.5 | Okay. you know, buddy, this is our Friday flights where we're going to cover our favorite headlines from the past week and all the stories that you mentioned, plus more. I was going to say, and do you have anything personal that you want to share? I was going to say favorite headlines, but favorite headlines we love to hate too. That's what the ludicrous headline in the week. The lucrous headline. Yeah. You got to talk about stuff we hate. Do we have a little Friday flight appetizer or we just going to cut straight to it? Okay. Yeah. I feel like we've got a longer one, so. Yeah. Marl, let's, let's, let's get it off. Let's talk about 401k bullets to begin with. |
| 0:58.8 | Did you ever have a mole as a, as a kid in the late 80s? The kid that grew up across the street for me had a rat tail you remember rat tails |
| 1:05.8 | I had a rat tail oh did you |
| 1:07.6 | oh of course he did like a little one but nothing |
| 1:10.0 | not like how long we talking about here |
| 1:12.5 | like how long says right to like a foot |
| 1:14.3 | his was probably rat tail. Oh, did you? Oh, of course he did. Like a little one, but nothing. Not like how long |
| 1:11.6 | we're talking about here. How long is his rat tail, like a foot? His was probably good eight to ten |
| 1:15.9 | inches. Yeah, that's really good. So I used to work in the public schools up in North Carolina |
| 1:21.4 | right after undergrad and one of my, like one of the kids I was, I was working with had a mullet |
| 1:26.7 | with a rat tail. |
| 1:28.9 | I didn't know you could do both. That's impressive. It was really good. So I was, this is back in like 0, 506 era. Do you remember the, the tire tracks on the side of the, the cuts, the streaks? I always wanted that. My mom would never let me get that haircut. Oh, yeah. Thinking about doing this. She's like, sorry, son, you're not allowed to be that cool. |
| 1:44.2 | Right. |
| 1:45.0 | Think about it. |
| 1:45.6 | Well, I don't know if it was, you're not allowed to be that cool. |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from iHeartPodcasts, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of iHeartPodcasts and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.

