Joel, the holidays are a blast, but the financial hangover, that can be a huge bummer.

If you are out there and you're dreading the new statement email that reveals the massive balance that you may have racked up, well, you could use her help.

That's right.

I'm Joel and I am Matt.

And we're from the how-to money podcast.

Our show is all about helping you make sense of your personal finances so you

can ditch your pesky credit card debt once and for all, make real progress on other crucial

financial goals that you've got, and just feel more in control of your money in general.

You know it. For Money Advice without the judgment and jargon, listen to How to Money on the

Iheart Radio app, Apple Podcasts, or wherever you get your

podcasts. I'm Jason Alexander. And I'm Peter Tilden. And together, our mission on the

really no really podcast is to get the true answers to life's baffling questions like why the

bathroom door doesn't go all the way to the floor. What's in the museum of failure and does your dog truly love you we have the answer go to really no really dot com and register to win five hundred dollars a guest spot on our podcast or a limited edition sign jason bobblehead the really no really podcast follow us on the iHeart radio app apple podcast or wherever you get your podcasts.

Come on, Bobby.

Transmitting across America.

Let's go.

Hey, here we are again.

Morning, studio.

Morning.

Okay, we get a lot of emails.

We do a segment every single day, which we'll do in a minute where people mostly ask for advice. But we have a different kind bold listener that wanted to talk about the guys in the show.

Okay, look, guys, you want to?

...