Freeing Up Your Income From Debt Will Build You Wealth

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 8 July 2024

⏱️ 120 minutes

🔗️ Recording | iTunes | RSS

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Summary

📱Download your Ramsey Network App for free today! Dave Ramsey & Jade Warshaw answer your questions and discuss: "How do I convince my wife that we should buy a house?" The Debt Snowball vs. The Debt Avalanche, "My wife doesn't think her student loans are 'ours'," "I think my husband's family is ripping him off," "My grandmother offered to loan me $140K," "Should I keep putting money into my old car?" Support Our Sponsors: Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. MamaBear: mamabearlegalforms.com and use promo code RAMSEY to save 20% The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit BetterHelp: betterhelp.com/Delony to get 10% off your first month Churchill Mortgage: Get started at ChurchillMortgage.com Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ☎️ Share your thoughts on The Ramsey Show & more! 🏠 Find a Ramsey Trusted Real Estate Agent 💵 Start your free budget today. Download the EveryDollar app! 🚢 The Live Like No One Else Cruise is booking fast! Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	The Live from the headquarters of Ramsey Solutions, it's the Ramsey Show where we help people build wealth, do work, that
0:27.7	they love and create actual amazing relationships. Jade Washaw, best-selling author,
0:33.6	Ramsey personality is my co-host today.
0:36.6	Open phones as we talk about you, right in front of you.
0:39.7	The phone number is triple 8, 825, 2.5.
0:44.0	The call is free and some say the advice is worth exactly what you pay for it.
0:48.2	Tyler is with us in Topeka, Kansas.
0:50.1	Hey Tyler, welcome to the Ramsey Show. Hi Dave, hi Jade, thanks for taking my call.
0:56.0	Sure, what's up?
0:58.0	My wife and I, along with our two boys, are ready to purchase a home financially.
1:05.0	Emotionally, we're both at different places and having a hard time coming to an agreement on what to spend and even whether now is the right time.
1:20.0	Okay. What's the problem? What do you want to do versus what she wants to do?
1:24.0	We both want to move into home, but my wife is really enjoys the security of having a large amount of money in the bank.
1:40.0	Okay, so what's it going to cost you?
1:42.0	What are you like what are you looking to spend?
1:44.0	How much do you have saved?
1:45.0	Tell me more.
1:46.0	We've got up to $80,000 for a down payment.
1:51.0	I'm buying probably no. for a down payment.
1:58.0	Buying probably no more than a $300,000 home. Okay, and is that $80,000 just the down payment or do you have more money that you have set aside for you three to six months?
2:05.3	Yes. What's yes ma'am which is you have an emergency fund in addition to the
2:10.7	80k? That's correct. Okay, cool. And what's your household income?
	...

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