Free £400 for switching bank! Was Uni worth it? Cash ISAs to be cut

The Martin Lewis Podcast

BBC

Business

4.4 • 929 Ratings

🗓️ 16 October 2025

⏱️ 63 minutes

🔗️ Recording | iTunes | RSS

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Summary

Martin Lewis takes you through the seven banks willing to pay you to switch, what it means for your credit score, joint bank accounts, overdrafts and how some make £1,000s doing it. Plus, you tell us if university was worth it. We discuss rumours that the Chancellor may cut the cash ISA limit, plus an update on car finance misselling. You can get in touch with the team by emailing martinlewispodcast@bbc.co.uk – make sure to send in your burning questions and any successes you’ve had following Martin’s advice

Transcript

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0:00.0	BBC Sounds, Music, Radio, Podcasts.
0:07.0	BBC Sounds, Music, Radio, podcasts.
0:10.9	Hello, I'm Martin Lewis, and this is the cunningly named The Martin Lewis Podcast.
0:15.8	I do wonder what that's going to be about.
0:17.9	Now, usually much of it comes from my BBC Radio 5 live show with Adrian Charles,
0:22.1	but don't worry, there's also bonus money-saving tips, tricks, questions answered
0:26.2	just for you lucky, lucky podcast listeners.
0:29.2	Play the theme tune.
0:33.0	I got meals.
0:35.5	I got to pay.
0:37.3	Someone going to work for a world level eight. I got bills. I got to pay. So I'm going to work for it.
0:39.1	I got a man.
0:43.1	I got to feed.
0:44.0	So I'm going to make sure everybody is.
0:48.0	Hello, hello, Martin.
0:49.3	What have you got for us this week?
0:50.9	We are jam packed with subjects today.
0:53.3	The big main one there, there are seven banks currently willing to pay you serious cash to switch to them, and all of them pay out before Christmas. So we're going to be talking bank accounts switching what you do, what are the best bank accounts? What if you're overdrawn? What if you've got a package account? We have been swamped with questions. I've got loads of tips. That's a big topic. We're also going to be having a look at news that the Chancellor may be cutting the cash ICER allowance. I've got an update for you on car finance. The tell us, did you go to university? If so, was it worth it for you? And Mastermind, Adrian, is all about. There you go, big clue. It should be easy.
1:30.9	Okay. It's never easy. I promise you that. I gave you a bone last week, so I've gone extra
1:36.0	difficult this week. I'm looking forward to that. The answer is A. Okay. That's what I'm going for.
1:40.6	We'll hold that for now. Okay. Do get a touch. I'll just tastely rearrange the order of the questions.
1:45.7	So do the Chancellor's making noises about cash isis again?
	...

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