meta_pixel
Tapesearch Logo
Log in
How to Money

Food Stamps to Financial Freedom w/ Yanely Espinal (Bestie Ep) #1013

How to Money

iHeartPodcasts

Business, Investing, Education

4.63.2K Ratings

🗓️ 23 July 2025

⏱️ 64 minutes

🧾️ Download transcript

Summary

We’re joined today by Yanely Espinal, who is also known as MissBeHelpful in the online world of personal finance. Yanely was born in Brooklyn, she is a first generation daughter of immigrants, and even though she went to Brown University it didn’t take long for her to rack up over $20,000 in credit card debt. Academic performance doesn’t automatically mean that you know how to handle your money, and Yanely knew that she needed to make some changes! Before long she was sharing her experience online in order to help others and she parlayed her teaching career into serving as the Director of Educational Outreach at Next Gen Personal Finance. And now she’s recently published her first book: Mind Your Money. She is also currently on a political roller coaster ride across the country in order to convince lawmakers to make personal finance a high school graduation requirement. Listen as we talk about all of this and more today!

 

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

  • Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
  • Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
  • Join a thriving community of fellow money in the HTM Facebook group.
  • Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

 

During this episode we enjoyed a Codebreaker West Coast IPA by Trademark Brewing. And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

See omnystudio.com/listener for privacy information.

Transcript

Click on a timestamp to play from that location

0:00.0

This is an IHeart podcast.

0:04.1

I'm a creator.

0:05.5

Ideas hit fast.

0:06.9

I have to keep up.

0:07.9

I'm a gamer.

0:08.8

If I'm lagging, I'm losing.

0:10.6

I'm a student.

0:11.6

Cramming's my cardio.

0:12.9

I own my business.

0:14.4

I run numbers and the room.

0:16.9

Only Lenovo lets you build a PC that fits your grind.

0:20.1

Choose the power, memory, storage and graphics at Lenovo.com slash customize because only you know what you need and you won't find it better anywhere else. Get free shipping at Lenovo.com slash customize.

0:34.7

Run a business and not thinking about podcasting. Think again.

0:38.0

More Americans listen to podcasts than ads supported streaming music from Spotify and Pandora.

0:42.2

And as the number one podcaster, IHearts twice as large as the next two combined.

0:46.3

Learn how podcasting can help your business.

0:48.1

Call 844-844-I-Hart.

0:50.7

Just like great shoes, great books take you places.

0:54.1

Through unforgettable love stories and into

0:56.3

conversations with characters you'll never forget. I think any good romance, it gives me this

1:01.8

feeling of like butterflies. I'm Danielle Robay and this is bookmarked by Reese's Book Club,

1:07.2

the new podcast from Hello Sunshine and IHeart Podcasts, where we dive into the stories

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from iHeartPodcasts, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of iHeartPodcasts and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.