This is the Ramsey Call of the Day, part of the Ramsey Network.

Jade, you are not only a money personality here at Ramsey Solutions, an expert, someone who's paid off with your husband, Sam, almost a half a million dollars in debt.

You've lived this, but you're also a

foodie. Yeah. You eat well, you cook well. And, you know, food is, when you first start to do

your budget, that's where you start to see money flying out the door, whether that's eating out,

fast food on the way home, or just not meal planning. So you have a lot of good tips on this and I want

people who are brand new to this to go, wait a second, I can start saving money now with different

purchasing choices. Yes. And I want to highlight like Ken said, these are the things that I came up

with when we were in the thick of it, paying off debt, trying to get through this

thing. And a lot of these things I still use to this day because they actually work.

So, number one, I always say, Ken, the meal plan is for your food, what a budget is for your

money. So a budget, obviously we know it instead of, you tell your money where to go instead

of wondering where it went. With the meal plan, it's the same thing. You tell your money where to go instead of wondering where it went with the meal plan. It's the same thing.

You tell your groceries what to do instead of finding them where they went, which is usually

spoiled in the trash, right?

So this is the meal plan.

I'm going to give you guys eight ideas that you can implement today so that you can really

start doing this.

Now, let me caveat this by saying, I know half of y'all listening are like, Jade, meal planning

is not for me because I don't even like cooking. I'm just not here for it. Trust me, the way

we're going to do it, we're going to make it for you. Okay. Number one, and this is in order of

importance, I might say. You got to take inventory, Kim. Because if you don't look and see what you already have, you're going to buy

...