Fixing a Broken Money System with Tarun Ramadorai
Guy Kawasaki's Remarkable People
Guy Kawasaki
4.5 • 679 Ratings
🗓️ 4 March 2026
⏱️ 58 minutes
🧾️ Download transcript
Summary
Why does personal finance feel so stressful—even when we’re wealthier than ever? Tarun Ramadorai joins Guy Kawasaki to explain why the system isn’t just confusing, but often rigged against ordinary people.
Tarun is a finance professor and co-author of the new book Fixed: Why Personal Finance Is Broken and How to Make It Work for Everyone. He breaks down why smart people make terrible money decisions, how markets exploit human bias, and why financial literacy alone isn’t enough.
In this conversation, Tarun unpacks the biggest mistakes people make with investing, mortgages, retirement savings, and debt—and what actually works instead. From index funds and emergency savings to crypto hype and “nudges” that backfire, this episode offers clear thinking in a world full of financial noise.
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Guy Kawasaki is on a mission to make you remarkable. His Remarkable People podcast features interviews with remarkable people such as Jane Goodall, Marc Benioff, Woz, Kristi Yamaguchi, and Bob Cialdini. Every episode will make you more remarkable.
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Transcript
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| 0:00.0 | Hello, everyone. It's Guy Kawasaki. I believe we are in troubling and dangerous times. |
| 0:08.2 | One of the things that's happening is that privacy is eroding. And when privacy erodes, so does |
| 0:15.0 | democracy. So Maddoz and Nizmer and I, we just finished the book. It's called Everybody Has Something to Hide. |
| 0:24.0 | This is a jargon-free book. It is for everybody to learn why and how they should use signal. |
| 0:32.0 | They should use signal to ensure their privacy, safety, and well-being. |
| 0:36.2 | It comes out on January 28th for five days. |
| 0:40.1 | It'll be free. And then it'll go to $4.4. I hope you see what we did there. The forward is from |
| 0:47.9 | Congressman Rokana because he believes, like we do, that democracy is extremely important. And Signal is one of the |
| 0:58.1 | tools that can help us preserve democracy. So remember the name. Everybody has something |
| 1:04.6 | to hide. It's by Guy Kawasaki and Madison Nyzmer. But think about the sophistication of the calculations that we are asked to perform in the modern world. |
| 1:16.6 | We need to manage emergency savings, bank accounts, retirement savings, taking on a mortgage, |
| 1:23.6 | buying or selling a home, financing education. |
| 1:26.6 | And these are, in some cases, the complexity of these calculations is every bit as high as what a corporation is supposed to do. |
| 1:35.3 | And yet you have individuals having to deal with these calculations on a day-to-day basis. |
| 1:44.8 | Good morning, everyone. |
| 1:46.6 | I am Guy Kawasaki. |
| 1:48.4 | I guess I shouldn't assume it's morning. |
| 1:50.3 | Our guest is actually in the evening. |
| 1:52.2 | But I am thrilled to introduce Terran Ramadurai. |
| 1:56.7 | His book is called Fixed, Why Personal Finance is Broken and How to Make It Work for Everyone. |
| 2:03.7 | So basically, unlike the influencers on Instagram and TikTok, he really knows how to make personal finance work. |
| 2:13.6 | So that is a good thing. |
... |
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