"Fix the Money, Fix the World" — Michael Saylor's Master Plan (plus questions on Quantum and Ethereum)

Bankless

Tech News, Technology, News

4.7 • 1.2K Ratings

🗓️ 13 April 2026

⏱️ 98 minutes

🔗️ Recording | iTunes | RSS

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Summary

Michael Saylor thinks Bitcoin is headed to $21 million, but the real story in this conversation is how he believes it gets there. In his first appearance on Bankless, Saylor breaks down Strategy’s evolving capital machine, why STRC may be the most ambitious instrument the company has built yet, how he thinks about quantum risk without panic, why his view on Ethereum has become more constructive, and what he means when he says the endgame is giving the world an 8% bank account forever. --- 📣SPOTIFY PREMIUM RSS FEED | USE CODE: SPOTIFY24 https://bankless.cc/spotify-premium --- BANKLESS SPONSOR TOOLS: 🔮POLYMARKET | #1 PREDICTION MARKET https://bankless.cc/polymarket-podcast 🪐GALAXYONE | SOLANA STAKING https://bankless.cc/GalaxyOne 🦊 METAMASK | DOWNLOAD NOW https://go.metamask.io/BL-Pod-Download 🏅BITGET TRADFI | TRADE GOLD WITH USDT https://bankless.cc/bitget 🎯THE DEFI REPORT | ONCHAIN INSIGHTS https://thedefireport.io/bankless 🐇MEGAETH | 1ST REAL-TIME BLOCKCHAIN https://bankless.cc/megaeth --- TIMESTAMPS 0:00 Intro 1:00 Michael Saylor’s $21M Bitcoin thesis 4:33 What has to go right for Bitcoin to get there 11:00 Has Bitcoin adoption stalled out? 13:20 Why STRC became Strategy’s breakout product 18:05 The pitch behind a Bitcoin-backed money market 21:13 How STRC is engineered to stay stable 27:31 Where the 11.5% yield comes from 36:35 Is Strategy taking too much risk? 46:50 Does Strategy ever stop buying Bitcoin? 58:48 Quantum, panic, and the Bitcoin response 1:16:18 Michael Saylor on Ethereum today 1:25:46 “Fix the money, fix the world” 1:38:39 The crypto reactor and Strategy’s endgame --- RESOURCES Michael Saylor https://x.com/saylor --- Not financial or tax advice. See our investment disclosures here: https://www.bankless.com/disclosures

Transcript

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0:00.0	the light at the end of the tunnel is becoming clearer.
0:02.6	And it's actually getting very simpler.
0:04.8	And so here's the very simple idea, right?
0:07.6	How do you make the world a better place?
0:09.7	You provide a utilitarian value,
0:12.3	something valuable to a billion people that everybody just agrees on.
0:15.8	With Rockefeller, it's like kerosene gasoline,
0:19.3	and everybody just lives a better life. And then with Ford,
0:22.0	it was an automobile. And who doesn't want an automobile? And then Jobs gave a billion people an iPhone.
0:28.2	So what is the equivalent in the digital asset space? And the answer is everybody would just like a bank
0:35.3	account that pays them more than the inflation rate. Like, how about, give me a bank account that pays them more than the inflation rate.
0:38.6	Like, how about,
0:39.2	give me a bank account that pays me 8%.
0:41.4	Right now, your bank pays you zero.
0:44.4	You know, what we say tongue-in-cheek is,
0:46.4	fix the money.
0:47.3	We have a chance, in my opinion,
0:49.4	to fix the money for a billion people.
0:51.9	It's not complicated.
0:53.5	It just requires that one not get distracted.
0:59.3	Michael Saylor, welcome to Bankless for the first time.
1:02.6	Hey, happy to be here.
	...

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