Reality Radio for a really great future.

We're talking real money.

Hi, everybody. I'm Dawn. I'm on the road. Welcome to Talking Real Money, the edited podcast from the Saturday program.

This is the first hour of what may have been one of the most disastrous live shows ever, because I was trying to broadcast from a church parking lot in the middle of nowhere, mountains of North Carolina, with a terrible signal we could not find a good cellular signal from anybody.

So I ended up doing the show over my iPhone.

And a lot of surprises came up.

I had a lot of good calls, but there were also some surprises.

So right now we're in a place called Mabane, North Carolina, at a campground, and I'll tell you more about

that later. But let me get the show started such as it is. And please, I'm warning you, the

quality is pretty terrible.

I apologize.

I knew there would be a technical problem.

You know, you check those cell coverage maps, and they're just not accurate.

I think I just have enough for voice.

I don't have enough for doing the full broadcast thing.

So, again, I don't know what you missed, but what I was talking about was our propensity to be in the wrong place at the wrong time as investors.

And where everybody is today to the tune of trillions of dollars is in essentially cash, high yield savings, short certificates of deposit, short-term

intermediate term bond funds, all of the things that feel good and safe and cozy right now,

yet we know.

We know logically that we should be in something else, that we should have a more diversified

portfolio, that we shouldn't have the bulk of our money in that cash, but it just feels good to make

5%, doesn't it?

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