First Time Homebuyers: Buy or Wait in 2026? (March Housing Market Update) - 457
How to Buy a Home: The #1 First Time Home Buyer Podcast
David Sidoni
4.8 • 891 Ratings
🗓️ 2 March 2026
⏱️ 44 minutes
🧾️ Download transcript
Summary
Home sales dropped 8.4%, rates are near 6%, and first-time buyer participation just jumped back to 31%—here’s what the January 2026 housing data actually means if you’re trying to buy your first home.
This episode breaks down the January 2026 housing market data and what it means for first-time homebuyers right now. You’ll hear how national sales, regional splits, inventory shortages, and mortgage rates are shaping today’s opportunities—and why the long-awaited “crash” still isn’t showing up in the math. The episode closes with a direct challenge to renters who are waiting for perfect timing, introducing the rent replacement strategy as a smarter long-term wealth move.
“The people who win in their life with their first home purchase aren’t the ones who time the market. They’re the ones who entered the market.”
Highlights:
- Are prices really about to crash — or is that just wishful thinking?
- If fewer homes are selling, why aren’t prices falling?
- Why are first-time buyers coming back into the market right now?
- What does a 6% rate actually mean for your buying power?
- Is waiting for the “perfect time” keeping you stuck in the rent cycle?
Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE!
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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.
Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
Transcript
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| 0:00.0 | Welcome into the show. I can't believe we're already a couple months into 2026. That means that I've got new data. So let's get to the most current housing market update. Let's get into it. Time to nerd out. |
| 0:12.6 | How to buy a home educates, protects, and connects first-time home buyers to qualify vetted realtors in their area. Whether you're looking for DIY information or step-by-step guidance, |
| 0:40.2 | How to Buy a Home is the number one resource for first-time home buyers. All right, what has happened in my winter, how to buy a homies? I'm David Sedoney, and it's been a minute since I dropped a current market update for you, so that's the plan for today. Now, this is a warning. If you're a brand new listener, this is going to be lots and lots of numbers and stats and housing data. |
| 0:41.6 | So stick with it because at the end of the show, I've got a blockbuster piece of market |
| 0:45.9 | information that you don't want to miss. |
| 0:47.8 | Don't worry if this all gets pretty intense for you. |
| 0:50.1 | If you're looking for just the basic, hey, dude, where do I start? |
| 0:53.5 | All that education, you can get that after this episode. |
| 0:56.3 | All you do is jump to the 10 episode starter series. |
| 0:59.4 | That's at episode 400. |
| 1:01.3 | And right after that, there's a super informational seven episode series that focuses on the financial preparation. |
| 1:08.3 | That begins at episode 415. |
| 1:10.3 | That all comes to you with clear, simple language |
| 1:12.0 | in layman's terms, and then it goes deeper into the more complex and tactical ways for you |
| 1:16.6 | to save for your home purchase. Could be a good refresher for those of you who haven't listened to that |
| 1:20.7 | in a while. You should also bookmark episodes 426, 440, and 441. Those are your next best learning pieces to give you what is missing in most first-time homebuyer research that you find. |
| 1:33.0 | Clarity. |
| 1:33.7 | It's cut real-world math for buyers from $200,000 to $2 million. |
| 1:38.8 | All those episodes will be in the show notes. |
| 1:40.8 | All right, homies, let's get after it. |
| 1:43.6 | This is the 2026 housing market. And so far, |
| 1:47.6 | the data, it's kind of still stalled like we were at the end of 2025, but there are some |
... |
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