Crypto doesn't really exist in the fintech world, but stable coins are the number one topic.

That's the nuance. Stable coins are the fintech 3.0. If the beginning of fintech was making

better user experiences from crappy user experience, and then the next thing was making better

APIs for developers, the third one is making better payments infrastructure.

Welcome to bankless, where we explore the frontier of fintech's crypto transformation.

This is Ryan Sean Adams. I'm here with David Hoffman, and we're here to help you become

more bankless. We've been exploring this topic of crypto and fintech and how they are converging together.

And we have probably the best guest on this subject.

Simon Taylor is a fintech guru.

He's been long into fintech.

He has a podcast on the subject.

He recently joined the fintech payments company, and it's a layer one, tempo, that Stripe is rolling out.

So all of these, I think, make him the perfect guest to explore today's conversation.

We talk a lot about the modern conversations floating around the industry at the moment.

The tempo chain is, of course, front and center.

But what is a payment chain really?

How does it differ from a public permissionless blockchain that we're used to, like Ethereum,

what are the different properties?

We talk about why it's all happening.

We all kind of know the Tradfai payments world is a mess, but why is it a mess and why are

stable coins so much different and better to be adopted?

And then how Simon thinks that stable coins are actually just the gateway drug for a bunch of more tokenization to show up in the world of fintech. And then we kind of just talk about the cultural differences between tradifying crypto towards the end. So you're going to love this conversation. So let's go here from Simon right now. In the wild west of defy, stability and innovation are everything, which is why you should check out frack's finance. The protocol revolutionizing stable coins, defy, and Rolex. The core of Frax Finance is FraxUSD, which is backed by BlackRock's institutional biddle fund. Frax designed FraxUSD for besting class yields across Defi, T-bills, and carry trade returns all in one. Just head to Frax.com, then stake it to earn some of the best yields in Defy. Want even more? Bridge your FraxUSD over to the Fraxtal Layer 2 for the same yield plus Fraxtal points and explore Fractyl's diverse Layer 2 ecosystem with protocols like Curve, Convex, and more, all rewarding early adopters. Frax isn't just a protocol. It's a digital nation, powered by the FXS token and governed by its global community. Acquire FXS through FRAX.com or your go-to decks, stake it, and help shape FRAX nation's future. Ready to join the forefront of Defi, visit FRAX.com now to start earning with FRAXUSD and staked FRAXUSD. And for bankless listeners, you can use frax.com slash r slash bankless

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