Welcome to the Jill on Money Show. It's Monday, November 10th, and we are here answering your financial questions. And as you know, the calendar tells us we're getting close to the end of the year. So if you have questions about moves that you should be making before the end of the year. Maybe you'd like to

snag one of those deductions from the tax bill and you don't know how to drive your income down.

Maybe you're thinking that this was the year where you didn't earn that much money. Maybe you should be

converting from a traditional to a Roth. Maybe something needs to be done before the end of the

year. If that's you, give us a holler. Go to jillonmoney.com, click the contact us button, write us a

note, and Mark will arrange to bring you on the program if you check the box. Now, if you don't

want to do that, you can also subscribe to Jill on Money Live.

That is our service where you have access to quarterly live webinars.

And the next one is so close, Wednesday, November 19th.

So around the corner, we are going to be joined by a CFP.

Her name is Jana Davis.

She's actually been on the show before.

And she's going to walk us through the year-end

tax and financial planning moves that you may want to make. But if you want to subscribe to

Jill on Money, it is going to cost you $45 for the next 12 months. So you'll get this webinar,

three more, the back catalog of webinars. You'll also get some bonus video and audio content all

there for you. Jill on Money Live. That's it. If you don't want to do it, no sweat. Lots of free

stuff that lives on the website, including our free weekly newsletter. Comes out every Friday. So

check that out. That's a lot of promotion, isn't it? Okay, right now, let's talk to listener Jackie who joins us from New York City. Hi, Jackie. What's going on? What can we do for you? Hi, Jill. Thanks so much for taking my call. Of course. So I'm in a position where I think it's time to get a financial advisor, and I'm just feeling a little daunted by it. I've

checked the CFP board website that I know you recommend and I'm just having a hard time finding out

who I can who would be a good match for me, how I can trust someone, what kind of questions I should

ask kind of thing. So tell us a little bit about yourself. What brings you to this place where you are

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