Hello and welcome back to the Naked Marriage podcast. We are Dave and Ashley Willis and on

this podcast we address the truth about sex intimacy and lifelong love and you guys we

have some of our old friends back on the podcast talking all about finances in the new year.

But before we dive in I want to share a review with you guys and thank you so much for leaving

reviews. That is the best way to let others know about this podcast. So today's review is

from in Christ we live 23 and they gave us five stars so thank you so much.

And it says this show was open my eyes of the necessity to be fully naked in marriage.

Spiritually, mentally, emotionally and physically never considered it so needed and so good.

Thank you so much and I mean we love it like anytime there's any kind of epiphany for

you and your marriage and your faith we count it as just a huge win and a huge blessing

and we praise God for that. So thank you so much for sharing that with us.

Yeah that really means a lot and it does help other people discover this podcast and so

we appreciate your reviews. They encourage us but it also is a great way to let the world

know. Hey check this out. It's helped our marriage. Maybe it'll help yours too. And today's

conversation is going to be so helpful. Our dear friends Bob and Linda Lodic are some

of the most practical financial teachers out there. They have a podcast in a ministry

called Seed Time at SeedTime.com. Their authors they are financial coaches. They have helped

us just rethink about money in a very practical, biblical, helpful way. And right now with

financial times being so tight with inflation rising with all of this weirdness happening

in our world, we just felt like they were the perfect couple to bring back on the podcast

to help us have a strong 2023 in our marriages and in our finances. So let's dive into today's

conversation. Well like we said in the intro, we are super excited to welcome back our

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