Hello, WineAppers. My name is Jesse Meakum and this is podcast number 527 for WineApp

where we teach you four rules to help you stop a venture to paycheck, get out of debt

and save more money. Oftentimes, I am asked by you good people who are just cruising

along. WineApps working. And maybe you've found some spending that was misaligned with

your priorities. You've shorted it in. And maybe you've even started throwing it toward

debt, which is just a history of misaligned spending, to be honest. And yeah, you've gotten

rid of that. So you've gotten rid of the past misalignment. You've gotten rid of the current

misalignment. And you feel pretty aligned. You'll feel pretty good. The question I have to

get is, what now? What's next? And I'll push back on you with that. Most of the time,

the natural advice is, and this is good advice. The natural advice is, okay, now that you

have a little extra, let's start investing. We will be launching a series on investing

here shortly. So we can kind of dive in to that. If you wanted to jump right in, I wrote

a tiny, tiny book that's super easy to read called Invest Like a Pro. It's available

on Amazon for as free as I can make it, which is 99 cents. They will not let you put it

up for actually free. But anyway, you can grab it for 99 cents. And for the price of

a buck, it's nicely sitting on your Kindle. So that works out well. If you wanted to

jump into investing and kind of the how and the why, and it's a beginner's book, but

it's the same advice that you should follow if you are quite comfortable with investing.

But back to this kind of main question, when do you start? What's the order of operations

for finances? Are we talking about setting money aside first? Are we talking about getting

out of debt? Are we talking about that investing? When do you start to think about paying off

your mortgage? What if you have really large student loans? When do you want to pay off

...