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You're sure money briefing for Tuesday, July 18th. I'm JR Wellen for the Wall Street Journal.

College is expensive enough, but families sending kids off for their freshman year

often find themselves racking up costs that have little to do with tuition or room and board.

But you really, really need to set clear expectations for what their spending will be.

It's very easy to say the food's disgusting, or I just feel like having something else and then

buying a pizza every night. And not only is that probably not healthy for you, but it's also just

it's a lot of extra money that a family could be shelling out. We'll talk to Wall Street Journal

contributor Cheryl Winnaker-Monk after the break.

For parents, sending children off to college can be one of the largest expenses they'll face.

Wall Street Journal contributor Cheryl Winnaker-Monk joins us to discuss common financial

missteps some families and students make. So Cheryl, whenever we talk about families and managing

budgets, it often starts with a conversation about money. What should parents discuss with their

child before they head off to college?

to say the food's disgusting, or I just feel like having something else and then buying

a pizza every night. And not only is that probably not healthy for you, but it's also just

a lot of extra money that a family could be shelling out.

So costs besides tuition, and room and board, and food, those expenses are usually well-known,

they might play a part in what school a student selects, but what other expenses do students

...