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Reality Radio for a really great future. We're talking real money.

Hi, this is Tom Koch. Thank you for listening to Talking Real Money. Now, I've said this before publicly,

but the favorite part of my job is not the time I get to spend arguing with Dawn on the radio show

and the podcast. That's fun, but it's mostly

entertainment. My favorite part of the job is getting to know you, the time that, well, we used to

get together in a room, sit together and chat. Now it's on the phone or Zoom, learning about your

lives, trying to give you whatever input I can to make them better.

Fantastic way to live my life, I think. It's so rewarding in many, many ways. Some of you

know that by talking with me. Some of you don't. But here's the thing. I find your stories,

your situation, fascinating. And recently a couple of them came up that I think are worthy of discussion

because many of us, it seems, are reaching that sort of point of inflection recently, right,

with voluntary layoffs, involuntary layoffs. Our lives have changed a lot with COVID,

especially economically, and going forward they may look a lot different.

So a couple of them came up that I think are worthy of discussion. One was a chat I had this

...