I have spent a lot of time around millionaires watching how they think, what they do,

but also like what they don't do to achieve a life of financial freedom. And after quitting these

five habits, I went from having no money at 20 to become a millionaire myself by the age of 24.

And here's what I figured out. Your bank account isn't what keeps you poor. Your brain is. So if you

want real financial freedom,

there are five money habits that you need to quit right now. The first habit is recognizing the one

stupid decision. This is what happens to most people. They make a thousand smart money choices,

and then they wipe them out with one dumb moo. Okay, and that is not me just saying this, even though I see it happen a thousand

times. Research shows that impulse decisions account from 40 to 80% of all purchases. Here's the logic

behind it. People save, then they budget, they cut back, then they blow it all on one dumb emotional

purchase. It could be like, I pick up the entire bar tab for everybody at the bar just because, like,

I want to look cool.

It could be spending thousands of dollars on a car upgrade that they don't need when they're

at the dealership to renew their lease.

It could be buying something to celebrate something or to cope with something or to impress

people.

There's one thought that will come into their brain.

I deserve this. I'll look good if I buy this. It shows up in their head and then they just go with

it. They don't question the thought. They just say, I'm going to buy the thing. Now, why is this?

These decisions happen when there's a sudden, strong, emotional desire combined with low cognitive

control. Okay. So what does that mean? You're under stress

of some sort, fatigue of some sort, anxiety of some sort, and then something occurs. Your brain

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