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The Ramsey Show

Financial Freedom Helps You Solve for Peace

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 13 November 2023

⏱️ 119 minutes

🧾️ Download transcript

Summary

George Kamel & Dr. John Delony answer your questions and discuss: "We make $300k and live paycheck-to-paycheck," "Will the US dollar become obsolete?" "How can I stay consistent with my budget?" "Our home is a money pit, what can I do?" "Pull from retirement to pay off our cars?" "My mother is running out of money," "Which debt should I pay first?" "When should I replace my vehicles?" "Should I pay off my Tesla?" "How do I prepare for retirement?" "How should I use an insurance payout?" "Should we sell our rental property?" "Should we sell a car to pay off debt?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: DreamCloud NetSuite Zander Insurance Balance of Nature BetterHelp Neighborly Need help with your taxes? See who we trust. Join the Crusade! Apply Now! Find a Ramsey Trusted Real Estate Agent: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

The Oh, Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships.

0:39.0

I'm George Campbell joined by Dr. John Belloni, best-selling author of Building a Non-Anxious Life.

0:46.2

I guess I'm an aspiring best-selling author, John.

0:49.5

I just pre-launched a book and I hope that it's successful as yours. It's called

0:52.9

Breaking Free From Broke and it's on pre-sale right now at Ramsey Solutions.

0:56.7

Com slash store.

0:58.0

Work hard George.

0:59.0

aspiring. May you accomplish all of your dreams.

1:02.0

But we're both youtubers so we succeeded in that

1:03.9

regard if that's success. Well let's let's take some calls the number is

1:08.7

AAA 825 5 225-225 will help you take the right next step with your money, your mental health, your

1:15.4

relationships, whatever it is, we will give you our advice.

1:19.1

That is a guarantee.

1:20.1

All right, let's start with Jessica in Boston. What's going on, Jessica?

1:24.0

Hi, so I'm wondering how my husband and I have, we're a family of five, we have three kids five and under. We both work. We make a very

1:36.2

good living north of 300K a year, which almost 50 of it is tax-free because my husband receives VA disability pay monthly. But we are, we've

1:49.8

had several crises come up the past two years and we were debt free but now we do the unexpected occurrences. We're now living beyond our means paycheck to paycheck, have no savings and

2:09.3

you know our emotional, our physical health is taking a toll, our marriage is taking a toll, and we want to stop

2:17.1

living paycheck to paycheck. How do we get out of this? And how can we repair the relationship along the way.

2:28.3

I'm sorry to hear what you're going through.

2:29.5

Yeah, what happened?

2:30.7

What were the crises? Yeah, so we on the height of the real estate market right we we sold our first house you know this is our opportunity to get debt free we were probably I want to say between 50 to 65,000 in

...

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