Financial Audit’s Biggest Freak Show

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 15 November 2024

⏱️ 81 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

▶▶ Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/ ▶▶▶▶ We bring her BOYFRIEND into the post show, and guess what.... HE REFUSES TO CUT HER RENT TO HELP HER OUT ... this is absolutely insane, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Stop leaving yourself vulnerable to data breaches. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed. Unlock better refinancing options with Money.com! Click https://money.com/caleb-mortgage-purchase to see if you’re eligible for lower payments, shorting your term, or getting cash out of your mortgage. Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money. You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month. ▶EDUCATION: 1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/ 2) The best budgeting program online: https://calebhammer.com/budget 3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5) Get your own free Hammer Financial Score: https://www.calebhammer.com _______________________ ▶RESOURCES 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today! 7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone.
0:05.3	Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly.
0:11.9	That's the Zendesk AI effect. Find out more at Zendesk.com.
0:15.1	To watch episodes of Financial Audit a week earlier, check us out on YouTube.
0:18.5	What the fuck is wrong with you? I think I'm done. I think I'm
0:23.0	saying I can't be helped. I think I even think I can be helped. No, no, no, no, no, no, no, no, no, no, no, no, no, no, no. It's not about you can't be in hell. Making it a budget right now is not going to help anything because it doesn't matter because you're not going to be able to be able to follow.
0:35.3	Yeah, I can fix that.
0:36.3	Stop, stop, stop.
0:37.8	I care.
0:38.6	I need a longer.
0:40.7	Hi, I'm Vanessa. I'm 42 years old and I'm from Round Rock, Texas. This is financial audit. Normally, this is where I ask, what's your job? What's your income? But I need to call out the fact that I came in here.
0:55.9	I sat down.
0:57.0	We had the normal conversation. Is there anything you do not want to talk about? No, that's not what you wanted to talk about. What you wanted to talk about was you hit me with the, you know, just to let you know. I don't know if this is going to impact anything or not, you know, but my finances are worse now than they were when I sent these statements.
1:15.6	My finances are worse.
1:17.0	And honestly, a little stunned to hear that because how can they be worse?
1:22.7	Because the spending on these credit cards is some of the most insane it's some of the most insane spending i've ever seen on active interest accruing
1:34.6	credit cards ever and then to come in here and say my finances have gotten worse worse i
1:42.8	didn't know that was possible.
1:45.3	So I just wanted to call that out because the audience wasn't here for the pre-filmed conversation.
1:50.6	So the fact that it's gotten worse, I'm very curious to hear.
1:54.9	Okay.
1:55.9	But what do you do for a living in Round Rock?
	...

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