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The Ramsey Show

Finance Hacks Won’t Save You, Habits Will

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 12 March 2026

⏱️ 127 minutes

🧾️ Download transcript

Summary

🎟️ ⁠⁠⁠The Ramsey Show Live Tour: Get Your Tickets!⁠⁠ ❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠ Dave Ramsey and George Kamel answer your questions and discuss: “We are going to be receiving a $2.6 million settlement. How do I avoid messing up this lump sum of money?” “I lost 75% of my net worth due to gambling and partying. How do I recover from this?” “My husband recently revealed that he has been hiding debt from me. What should I do?” “I want to leave my husband but I feel financially trapped.” “I have $110,000 of debt. Should I pull from my Roth 401(k) to pay it off?” Next Steps: ✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. 💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect With Our Sponsors: Get 10% off your first month of ⁠⁠⁠BetterHelp⁠⁠⁠ Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today! If you want your car to keep going and going, trust ⁠⁠⁠Christian Brothers Automotive⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠ Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠ Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ⁠⁠⁠Guardian Litigation Group⁠⁠⁠ Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠ Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more. Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:07.0

Normal is broke and common sense is weird, so we're here to help you transform your life.

0:19.0

From the Ramsey Network in the Fairwinds Credit Union Studios, this is The Ramsey Show.

0:24.9

George Campbell Ramsey, personality co-host of Smart Money Happy Hour, number one bestselling author,

0:29.4

is my co-host today. I'm Dave Ramsey. Open phones at AAA 825-5-2-2-25. Sarah is in Green Bay, Wisconsin.

0:39.0

Hi, Sarah.

0:39.5

How are you?

0:40.9

Hi, thanks for taking my call.

0:42.3

Sure.

0:42.7

What's up?

0:44.3

So I'm considering leaving my husband, but I feel like I'm financially trapped with the amount of debt that we have.

0:53.2

I just feel like I'm not able to leave, uh, with my daughter.

0:59.1

Okay.

0:59.9

What happened to your marriage, hon?

1:02.9

Uh, we've been married for about 13 years and it's just been a lot of verbal abuse.

1:07.0

And, um, over the last five years since we've had our daughter, I just kind of start realizing

1:11.3

that it's not something I want her to be in and grow seeing that type of treatment.

1:18.6

So I just am at this point where I'm, you know, trying to look at my options right now.

1:24.9

And, you know, we've done couple therapy, and it's just doesn't seem like

1:29.8

it's kind of clicking with him. I just kind of feel like I'm at my width end with it. So,

1:36.3

I'm sorry. And how many kids you got? We have one. What age? She has four.

1:44.8

Wow.

...

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