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Talking Real Money - Investing Talk

Final Broadcast - Two

Talking Real Money - Investing Talk

Don McDonald

Education, Business, Investing, How To

4.5811 Ratings

🗓️ 1 April 2026

⏱️ 41 minutes

🧾️ Download transcript

Summary

In the final hour of the radio show, Don and Tom blend nostalgia with a blunt reality check—highlighting the looming Social Security shortfall that could force 20–25% benefit cuts within a decade. They explore politically painful solutions (tax increases, benefit reductions, later retirement ages), while reinforcing their core investing philosophy: ignore fear-driven moves like chasing gold, stay diversified, and avoid market timing. Listener calls drive discussions on fiduciary advice, ethic...

Transcript

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0:00.0

Reality Radio for a really great future.

0:08.0

We're talking real money.

0:10.0

I want to ask you a really important question.

0:12.7

Now, think about this for a second.

0:14.8

We know our audience skews a little older, 40s, 50s plus, but let's, for the older ones, the ones who are already

0:22.6

collecting Social Security, I want to talk to you, or you're near collecting Social Security.

0:26.6

You're in your 60s or your 70s. I want you to think back, think back to when you were in

0:32.9

your 50s. How long ago does that feel? Does it feel? You know how many years it was? You can count.

0:40.3

But how long ago does it feel? Doesn't it feel like maybe not a decade or more?

0:46.2

No. It feels very recent. Yeah, it feels really, really recent. I want you to remember that feeling because I have an interesting number that we want to share with you and then some not so comfortable ideas about a source of income in retirement.

1:04.1

But before I do that, I want to announce that this is now officially the last hour of our broadcast radio show talking Talking Real Money, it already is a podcast.

1:14.5

It's been a podcast for since 2014, but it's going to be just a podcast. Five podcasts, though,

1:23.1

every single week on your favorite podcast service. And you can still call and ask questions and go to talking realmoney.com and type questions

1:31.7

and get information on all kinds of money things and still get educated and hopefully

1:36.7

entertained or annoyed if you're a Bitcoin person.

1:40.5

That's our job to annoy crypto fiends.

1:43.0

We love it.

1:43.8

We take it very seriously.

1:45.6

And you can call us at 855-935-3-5 talk right now during this final hour of the radio show.

1:52.7

855-935-8-255.

1:55.4

And then this will become a podcast next week, and you can listen again.

1:58.4

I think we should take a vote before we go on to the topic, too.

...

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