Reality Radio for a really great future.

We're talking real money.

Well, after a week without him, we got him back again.

Tom is back from his brief Saturday in Phoenix and back enjoying the rainy weather in the Seattle metro area where he resides while I'm down in Florida.

Hi, everybody.

I'm Don McDonald.

Welcome to the show we call talking real money because, well, it's what we do.

We talk about money.

And you're invited to join us.

It's so easy.

Just give us a call at 855-935-935-8-25-8-5-9-35-8-25-5.

And we will defer to your questions and concerns because the things that are going on with you are the things that are

most important to us.

So give us a call.

855-935-9-35-9-35-8-25-5-8-25-5.

And today, we want to touch on a topic that, well, came up many, many years ago, and we

were so excited. We were thrilled that the Department of Labor, and these are the folks who run, who regulate retirement plans at work, your 401k and your 403B, not your 457.

Anyway, they regulate your 401k and what can be done with it and who can give advice.

And they were putting in place a fiduciary standard on all retirement plans that they regulate and the rollover of those plans.

Now, the insurance industry had a connneption, particularly the insurance industry,

because they're the worst of all of the financial advice providers out there when it comes

to giving advice that is not in your best interest, although for some reason they seem to

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