What if I told you that you could double your investing power without getting a raise,

changing careers, or winning the lottery? Today, we're diving into geo-arbitrage,

the strategy that's helping remote workers live like millionaires on middle-class salaries.

Hello, hello, hello, and welcome to the Bigger Pockets Money podcast. My name is Mindy Jensen,

and with me as always is my staying stateside co-host, Scott Trench. That's right, Mindy,

for me, the United States. See that? You got it. We are so excited to be joined again by

Daniel Mills today. Daniel joined us on the podcast a few years ago to tell his five story, and we are so excited to be joined with him once again to talk about the power of geo-arbitrage. Daniel, welcome back to Picker Pocket's Money. Thank you so much for having me, guys. I'm really excited to be back on and hoping to see you guys maybe next year when I come out to the U.S. Oh, yes. Absolutely. And thank you for joining us so early your time as well today. Not too bad. It's about 8 in the morning here. Oh, nice. Konichiwa. That's the end of my Japanese. Oh, hiogizama. It's the morning,u-a-for-you. Oh, is that good night? I thought that was hello. No, you said, yeah, good afternoon. Clearly, my Japanese needs a little work. So, Daniel, when you joined us before, way back in 2021, you weren't quite fine. Where are you on your journey now? Do you consider yourself financially independent?

Yes, I do, especially here in Japan. Maybe I can kind of show where my portfolio is now,

and then we can kind of compare it to what we had before or what I had when I came in the first

time. My wife and I do a net worth update every month. We put our numbers in a shared spreadsheet

and sometimes we have a little money date about it. And so these are my sort of updated numbers.

And I think the big headlines or the difference between what I have now and what I had when I

first came on the podcast is that it's a simplified portfolio and it also has a lot less leverage.

Basically, I have about a $2.1 million net worth right now.

3% or so of that is in cash.

I group my equities, my bonds, and cryptocurrency kind of together.

It's about 44% of my portfolio. Just so you don't get upset,

Mindy, my cryptocurrency is still only 1% of my total net worth. Used to be 0.1. Yeah. So I have a paid-off

condominium that I'm sitting in right now in Japan. That's about 8% or 9% of my net worth.

And then I have a portfolio of residential real estate, mostly single family houses.

There's one duplex in there. That's all in the U.S. in Alabama, Idaho, and Tennessee.

And now four of the 10 properties are paid all.

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