You're about to listen to a BBC podcast, but this is about something else you might enjoy.

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Hello, welcome to this Moneybox podcast. If your bank cuts your credit card limit, it can damage your credit score. Hundreds of people take to social media after a music festival is

cancelled, but the organisers say no refunds.

Tens of thousands of married women are being underpaid their state pension. Are you one of them?

As the mortgage payment holiday is extended, we explain how much it costs to stop paying for several months.

And the mobile home renters who are locked out but not refunded.

First, though, at this time of falling incomes, many people are relying on their credit cards

to fill the gap. But banks are aware that people with reduced incomes and higher borrowing

are a bigger risk. So are they cutting credit limits? Some listeners say they are.

Reporter Felicity Hannah's here to tell us more. Hi Paul, yes. We've had a few emails into the

Moneybox inbox about this from people who are confused because they don't think their

personal situation has changed. The obvious reason people might be worried about a cut is if they

planned to use that credit to stay afloat during the crisis.

But even cardholders who weren't intending to use their full available credit could be affected by a reduction.

That's because pushing up against the credit limit can damage their credit score.

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