This is Smart People Podcast, a podcast for Smart People, where we talk to smart people, but not

necessarily done by smart people.

Hey, Smart People Podcast listeners, we have a new show we can't wait to tell you about.

If you ever wonder, where's all our

money going? You're not alone. In episode 192 of Money for Couples titled, We Spend 90% of What We Make,

Where Is It All Going, You'll hear real stories and practical strategies to help you align on finances,

stop money fights, and build a shared financial vision. We're going to play a portion of that

episode for you now. If you want to hear more actionable strategies to build your rich life today,

search money for couples wherever you listen to this podcast. On today's episode, meet Justin and

Deepika. I'm thinking more about the future, and I think Justin is very much thinking about now.

Justin is 40, Deepika is 32, and they're caught in a cycle of credit card debt, even though

they have a high income.

It feels like we are living paycheck to paycheck, and it stresses me because we just have the

money we have, and then we wait for pay payday and we do it all over again.

Justin has a side hustle that he wants to take to the next level, but his business partners are not

as invested as he is. Me, my brother and my family bought this building and then finally when we

finally did pay it off, all of us kind of like went our separate ways. Deepika wants to eventually buy a house, but she can't figure out where they're overspending.

We've looked at our credit card statements time and time again.

We cannot figure out what is causing the revolving cycle of debt.

They both struggle with their money psychology.

It's like the second you get a dollar, it's, oh my God, it's a dollar, oh, what can we do with this dollar?

Yeah.

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