The Welcome to Skirting Folk Growth. Today I will be joined by Federico Spanieli, President and Ed of Emerging Markets and Ecore systems for Prudential Financial Lattam.

Paedico is well known for his work launching Vitality in South America and providing health services to over 1.5 million South Americans who today can download an app from their mobile device to get access to a

multitude of health services. During this podcast we will evaluate Federico's vision about enhancing people's physical,

mental and financial wellness.

We will define where is the world of health and insurance going in terms of protection and prevention?

Let's look at distribution and strategic distribution by understanding how do we augment the broker channel.

And I thought it would be great to get some tips for those interested in monetization services.

If you like what you hear please rate, download, subscribe, comment at the bottom of this podcast and so it is time to welcome Federico. So welcome video I'm so pleased to be with you today. So as you know with all my

podcasts I start with a little bit of intuition and really learning about you and what got you into insurance and the path you have selected today within, I would say, health and health care.

Excellent, it's a pleasure to be here. My name is Federico Spagnoli. I'm currently running wellness

ecosystem for Prudential International.

I joined Proential about six years ago,

and at the time I was doing an executive program

outside Oxford University focusing on disruption,

strategy and innovation.

And I'm part of my theme, and actually

was the theme of my paper was really about disruption in the

insurance industry.

You know I started in the insurance industry more than 25 years ago back in Argentina where I'm from.

And since then as you know we haven't seen incremental innovation but not really truly disruption.

And when I started focusing on some of the key drivers affecting our customers, I realized that there were a lot of opportunities

there for us to start thinking very differently the way how we approach the business today. So that is my interest in this topic

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