It's the Rule Breaker Investing Podcast with Motley Full Co-founder David Gardner.

And welcome back to Rule Breaker Investing.

I'm David Gardner, and it's mail bag week.

This is our fourth mail bag.

So we do it the final week of every month.

And this is our fourth.

And I think it's an experiment that's working. I really enjoy your questions.

I have fun with this format. In fact, I'm not going to do this again, but last month I asked myself a question.

This month, I'll be pulling in a few things that aren't questions from around our site and

including those so it's a creative and fun format and if you enjoy it let me know.

In fact if you ever want to review this podcast and let other people on iTunes know

about rule breaker investing and your thoughts

about it. And specifically this week if you want to say what you think of our mailbags, that would be helpful.

And so looking over our roster, I see 12 items. 12 items. Now I'm definitely going to bring this in under 30 minutes. I commit

to that sometimes with mailbag it's been a challenge but I like to enumerate my

numbers, my titles, my points ahead of time so you know what we're working towards some of these

are quick some of these are a little longer let's get started. Mailbag item

number one this month is just a mention of Berea College. This is not anything that was

mailed to me. I just want to mention how I spent a portion of last week. I went to

the Heart of Kentucky to Berea College to speak to 900 students and faculty, mostly students, about

financial literacy. It was a pleasure to be invited to Bria. If you've never

heard of Bria, you should know three things about it. The first is that this

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