"Fascist America" Forced Him Into $22,000 Of Debt | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 1 October 2025

⏱️ 96 minutes

🔗️ Recording | iTunes | RSS

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Summary

🍿 This is a *SPICY* post-show- I call his girlfriend, and she fully fights him on cutting back on traveling and digs in on him for going out to eat. It's so juicy, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join 💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5 💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ 🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB ___________________________________________ ▶SPONSORS: Get up to $350 when you open a Chime® Checking account: https://chime.com/caleb Thanks to Chime for sponsoring this video. Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 ___________________________________________ ▶EDUCATION: 1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰 2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸 ___________________________________________ ▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡 1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match. 2. Checking & Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay 3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer ___________________________________________ Chapters: 00:00 Intro ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. ▶Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	To watch episodes of Financial Audit a week earlier, check us out on YouTube.
0:03.4	The American Dream is not a thing.
0:06.6	Is it, I want to leave because America's dead?
0:09.9	Yes.
0:10.6	Brass is always greener, ladies and gentlemen.
0:12.4	I'm already a micro-influencer.
0:14.4	I'll put myself in that category.
0:16.3	Talk to fuck up.
0:17.2	These statements go through mid-last month, d'I-
0:20.1	Well, I've been doing my own budgeting too. I don't trust your budget and you're not a reliable source. Look at the financial situation you got yourself and that means nothing. Okay, all right, sure. Sign up for the new and approved dollar-wise budgeting app. Take the free trial and if you like it, sign up for the annual version to save a ton of money and get my budget-friendly cookbook signed by me and mail directly to you.
0:40.4	And for limited time only, if you want to bundle all of my educational programs together with the budget app, join Dollar Wise Central and save 80%.
0:47.5	Take the trial and learn more at Dollarwise.com.
0:52.7	I'm Dylan.
0:53.8	I'm 26. I'm from Miami, Florida, and you're watching Financial Audit.
1:00.6	Hey, you plowed through it. You kept going. Yeah, you got a little voice crack there. That's what matters.
1:04.4	It's not to believe my style. Absolutely. So, thanks for coming over from Miami to Austin. What do you do for living there?
1:10.2	So I'm a social media marketing specialist at a car dealership. At a car dealership? Yeah. Okay. Big one. A big one. Okay, sure. Okay, yeah. What does that make? That's a car dealership social media do. Okay, yeah. Yeah, what do you make? So my salary is 54,000. But I'll say net what hits my account per month is about 3,300. Wow, quickest we ever got through that answer to even ask net. 3,300. That's wonderful. Good. Okay. Is this full 40? Full 40 hours a week and everything?
1:45.0	Full full time job?
1:45.5	Yeah, yeah.
1:47.2	What the fuck is social media doing with the car dealership?
1:59.8	I, okay. I don't actually need to know the answer to that question. It's kind of a new thing. Like a lot of car dealerships don't really care about social media marketing. So it's something that the auditors are trying to push. I wouldn't think so. Just daytime ads and, you know, evening news.
2:00.2	Yeah.
	...

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