Joel, the holidays are a blast, but the financial hangover, that can be a huge bummer.

If you are out there and you're dreading the new statement email that reveals the massive balance that you may have racked up, well, you could use her help.

That's right.

I'm Joel and I am Matt.

And we're from the how-to money podcast.

Our show is all about helping you make sense of your personal finances so you can

ditch your pesky credit card debt once and for all, make real progress on other crucial financial

goals that you've got and just feel more in control of your money in general. You know it.

For money advice without the judgment and jargon, listen to How to Money on the Iheart Radio app,

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podcasts. Guess what, Will? What's that, Mango? So, you know, I've been obsessed with life hacks

forever, and it all goes back to this wired article I read back in 2006. It was about this TV show in

Japan called the Edo family Dinner Table, and the whole show

was just full of ridiculous little tips.

Like, if you don't have someone to water your plants when you're away, just set them on a water-soaked

diaper, and apparently the plant slowly absorbs the water over vacation.

Or if you want to turbocharge your sled, you can spray some nonstick pan under

the sled. But my favorite thing from it is how to immediately become more flexible.

I can't wait. And so what's the trick here? Well, if you can't touch your toes, instead of just

leaning over, if you take both arms and point them out at 90 degrees to one side, and then you

slowly windmill them around all the way to one side, and then you slowly windmill them around

all the way to your toes. You can actually get closer to touching your toes. It's incredible.

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